You don't need a budget. You just need something that works for you and you'll follow consistently. Tips that should make you feel better (less guilty!) about the perfect plan for you. ================ LISTENER QUESTION/COMMENTS ================ Is there a company for a Roth IRA that is safe, reliable, easy, and good (Sandy) Should I leave my money in a 401k or roll it into an IRA? Would a self-directed IRA be best for home flipping? (Wayne) My ex-son-in-law is going to set me up with a Robinhood account (Anita) ================ TOPICS =============== MONEY-SAVING TIP: Amazon vs. Walmart TRAVEL HACK: The new Capital One Venture X card is here Scott's daughter joins the show without her knowing it. ================ ENCORE ================ Get your questions answered on the show: https://GoAskScott.com Get your accounts in order with Optimize 401k: https://bit.ly/Optimize401k