Why do people continually fail to take action on things that are difficult for them? Jeff Kreisler, author of “Get Rich Cheating: The Crooked Path To Easy Street,” tackles that question and many more. Jeff talks about sunk cost fallacy, solution aversion, and all the ways we allow ourselves to make poor financial decisions. In Mailbag, high yield savings accounts and where to find the best rates, and advice for first-time investors.