Chair of the Federal Deposit Insurance Corporation from 2006 to 2011, Sheila Bair steered the agency through the worst financial crisis since the Great Depression and was the woman responsible for the successful safekeeping of $6 trillion of Americans’ savings. Her leadership earned her the nickname the “new sheriff of Wall Street.” We discuss the lessons all of us can take away from the last recession. In Mailbag, how to find a financial planner and remove a delinquency from your credit report.