Manoj Shrivastava is an IT Leader who has learned the art of wealth creation the hard way. With no formal financial education in his school and college he was tied between his temptations to consumerism and his desire to create wealth for himself and his child. More often than not the temptations won over the desire. After a decade of work he had no more than 10 grands in his bank account and he got red faced when his father needed some money for an emergency and he had to deny due to unavailability of funds. Not only his parents but he too was surprised with what little he achieved. That was his moment of reckoning and he did some serious introspection. Some Questions I ask Manoj: What is the difference between saving and wealth creation? Do you think it is possible to save and be wealthy? What is it that most people don’t understand about finance? What exactly is water-wheel model that you talked about on your book? What do you think is the biggest barrier for people not to create wealth in their life? Read full show notes on http://theinspiringtalk.com/manoj-shrivastava  Subscribe, Rate and Review the show on: i-Tunes Stitcher TuneIn Play Music