The well known maxim of putting 60 percent of your money in stocks and 40% in government bonds is due for some significant reworking, says a top analyst for Bank of America. Also, our hosts Sandy Block and Ryan Ermey discuss retiring where it's cold and the price you'll pay for pumpkin spice. --LINKS-- "Halfback" retiring: https://www.kiplinger.com/retirement/601218/8-things-you-must-know-about-retiring-to-the-carolinas; How Snowbirds Can Be Taxed as a Florida Resident: https://www.kiplinger.com/retirement/601492/how-snowbirds-can-be-taxed-as-a-florida-resident; Kiplinger's Retirement Tax Map: https://www.kiplinger.com/kiplinger-tools/retirement/t055-s001-state-by-state-guide-to-taxes-on-retirees/index.php