On today’s episode of The His & Her Money Show, we talk with Lawrence Gonzalez about building a comprehensive wealth that builds a new family legacy. In the pursuit of a good career, Lawrence’s net worth was a negative six figures. With hard work and plan that started with an embarrassing credit card moment in the store, Lawrence is pulling himself out of debt and has a positive, 6-figure net worth. On top of that, Lawrence is using the lessons and experiences from his childhood to maximize every cent of his money through a variety of tools including Health Savings Accounts (HSAs), 401Ks, rental income, house hacking, and more.    WHAT YOU WILL LEARN How Lawrence moved from a net worth of NEGATIVE six figures to a POSITIVE six figures The wake-up call moment that pushed Lawrence to take ownership of his money The sneaky little financial habits that were destroying Lawrence’s money goals The steps Lawrence took to start taking ownership of his money How Lawrence ended up moving from an estimated $20,000+ salary to $64,000 in a year The importance of mindset when you’re making financial moves for the better The lessons and experience Lawrence used to help him today Why personal finance should be about YOUR personal finances What is a “Net-Max” plan? Why we should prioritize our money to fit our definition of happiness Finding ways to increase savings with the money you already have How Lawrence is using rental income to fund his mother’s retirement  and change his family legacy Lawrence’s secret strategy for real estate investment The triple tax advantages of HSA’s   RESOURCES MENTIONED Toastmasters International  What is an HSA? (NerdWallet.com) What Is a 401(k)? (Washington Street Journal) What Are the Differences Between SSI and SSA Benefits? Cozy (rental app) What Is An HSA? Health Savings Account Tax Advantages Draw Fans Lawrence Gonzalez on LinkedIn L’Union Suite   Today’s show is sponsored by Legal and General America. Legal & General America makes understanding and applying for life insurance easy. Also, agents are standing by to help you determine the best coverage to fit your family’s needs. Visit  HisandHerMoney.com/lgapodcast to get started on your journey toward financial wellness.