FedEx has its worst day in 10 years. Bill Mann analyzes why the comments of CEO Fred Smith are worthy of every investor’s attention. The Russell 2000 index officially enters bear market territory.  And start-up fintech company Robinhood gets a call from their friendly neighborhood regulator. Plus, Bill shares a key piece of non-investing advice he received on this day 19 years ago.   Holiday Music: “Aires De Navidad” by n’klabe