Apple is positioning Apple Card as a credit card by a company that doesn’t just want to get you hooked to the interest needle and drain you… not dry… but to the edge of a very long, very draining life. To that end, it’s partnering not with any long-established, long horrible bank, but with a new bank, that admittedly has a pretty horrible history all its own, but is kinda like Cingular was when the iPhone first launched — just desperate enough to let Apple do pretty much whatever Apple wants to do. It's virtual. It's titanium (!), it's rewarding, it's helpful, it's U.S. only, and it's still a credit card... with all the convenience and grotesque usury that comes with that business. Here's what you need to know. SPONSOR: Brilliant Go to http://brilliant.org/vector and sign up for free. First 200 people get 20% off the premium course! MORE: Gear: https://kit.com/reneritchie Podcast: http://applepodcasts.com/vector Twitter: https://twitter.com/reneritchie Instagram: https://instagram.com/reneritchie Mobile Nations Affiliate Link Policy SUBSCRIBE: Apple Podcasts Overcast Pocket Casts Castro RSS YouTube