www.jenhemphill.com When smarts and determination come together you have Mary Beth Storjohann.   Mary Beth started working at just 15 years old and as her journey unfolded she saw a huge hole in a population that was not being served.  She became a Certified Financial Planner and has accomplished so much no only in her career but with the population she serves.   She’s very savvy and talks money in a simple, enjoyable way!   What you'll learn about in today's episode:   Why she started working when she was 15 years old and didn’t look back How she “broke the rules” in the financial services industry and proved the field wrong What her take is on how much of a money cushion you should have when you retire How to choose the best financial vehicle for your long term savings strategy