Want deep discounts on facials and massages? In episode 6 a licensed massage therapist, Peter Heimuller of Cloud 9 Therapeutic Massage, tells you how to get 'em. He also shares tips on checking out spas, what to look for in the fine print of massage chain contracts, the ingredients to avoid in spa products, and how to use HSA and FSA accounts to pay for massages! Also in this episode: How to avoid payment app fraud; upcoming changes to online sales tax charges; and the best time to book summer travel.