You’ve been working hard to get your day-to-day habits under control, but what about your long-term strategy for your money? Are you thinking about your budget? Your savings? Retirement? This can be the most challenging to get started, but it doesn’t have to be painful — and it can even be fun! This week on the show, Nikki Kinzer and Pete Wright talk about setting up a financial plan, the tools and resources you’ll need to start budgeting and offer a variation on a debt reduction plan to get you saving smartly today!
Links & Notes

10 Reasons Why Financial Plans Aren’t Just For the 1% by Forbes
Dave’s Budgeting Forms
Mint.Com
The Total Money Makeover - By Dave Ramsey
Secrets of the Millionaire Mind - T.Harv Eker
The Millionaire Next Door - By Thomas Stanley and William Danko
Dave Ramsey’s Snowball Debt Reduction Plan