On this episode of The Dog Tag, Matt Elledge talks with Bill McLemore, Deputy Director for the VLB Veterans Land & Housing Program, and Charlotte Mumphord, Director of the Land & Housing Program, about the Texas Veterans Home Improvement Program (VHIP). Matt and his guests break down the home improvement loan process including how to apply for pre-approval online, select a contractor and which projects are eligible. These loans are available to Veterans, Military Members and eligible spouses in Texas. Charlotte Mumphord has served Texas Veterans and Military Members in Texas for 32 years at the Texas Veterans Land Board (VLB), helping them realize their dream of owning their own little piece of Texas. Before Bill McLemore retired from the U.S. Army in April 1986, he deployed on four combat tours — three in Vietnam and one in the Dominican Republic. After leaving the Army, Bill worked as the Travis County Veterans Service Officer until 2001 when President George W. Bush appointed him to the position of Senior Advisor and Deputy Assistant Secretary for the United States Department of Veterans Affairs, where he served until 2008. From 2008 to 2013 he served as a Senior Staff Advisor and Veteran Advocate to the Director of the VA Heart of Texas Health Care Network. In 2013 Bill joined the Texas Veterans Land Board. We are very proud to have these two hardworking, dedicated individuals on board serving Texas Veterans and Military Members. The Dog Tag® is brought to you by the Texas Veterans Land Board and the Texas Veterans Commission. Find more episodes at texasveteranspodcast.com. If you have questions about this topic, or suggestions for other podcast topics, call 1–800–252-VETS or email vlbinfo@glo.texas.gov. Visit TexasVeterans.com to find out more about your benefits!