[2:34] Not knowing how to save and the importance of starting young If you are saving smaller amounts it will add up faster than someone earning more Consistency is key to getting rich It’s all about getting in the correct mindset [4:41] Do you have an emergency fund Americans and millennials as a whole live paycheck to paycheck Most people don’t have $1,000 saved up for an emergency Pay yourself first! [6:54] Managing a 401(k) Extremely important- everyone should take advantage At the least you need to match with your employer [8:15] What do do when you max your 401k Your 401k is technically invested in the stock market already Use IRAs – Traditional and Roth IRA Real Estate Crypto – but be careful and only invest a modest amount [10:3] Micro-investing Tons of apps available today to help you start investing, such as Stash Invest, Acorns, Digit etc. Automated savings that you don’t realize Great way to invest “spare change”Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip