Getting a handle on your student loans is SUPER important. In this episode, we do a deep dive into some of the terms and concepts you should be familiar with.   [1:53] There are TONS of different loans when it comes to student loans - public, private, subsidized, unsubsidized etc   [2:34] What is the difference between subsidized vs unsubsidized loans? It depends whether you’re doing a graduate or postgraduate degree The government will pay your loan’s interest while you’re in an undergraduate degree While you are studying for your postgraduate degree - you are being charged interest on your loans.   [4:29] Chatting about the difference between private and public loans Private through a bank or another financial institution - your credit will be pulled, exactly the same as buying a car. There are a lot more restrictions on the loans such as qualifying for public service loan forgiveness (PSLF) PSLF actually isn’t that hard to follow as long as you are eligible The reason so few people get it is they don’t understand how to do it Qualified employer - anyone serving the organization is eligible Payments for 10 years (120 qualifying payments) Income based repayment program - must follow the payment plan Only certain types of loan qualify - often good to consolidate your   [11:28] The people at the lender aren’t super helpful, but really people just tell them the wrong thing. Doctors could knock off 6 years off their payments People need to do their homework!   [13:5] Follow the rules!   [15:29] Most people don’t adequately do their homework, there are tons of companies out there that offer advice on this.   [16:11] Tell us about your debt story, we’d love to hear your debt story to give you free access to our debt destruction course!Support this podcast at — https://app.redcircle.com/shows/11f32da4-3081-471f-bf51-ea341b89ab1d/tip