"Money is a tool to create the things that we want. It is a proxy for security, health, and welfare for our families and loved ones. When we lose that holistic thinking about what wealth is, then our money winds up working at a very singular purpose to create more pieces of paper as opposed to create greater human and environmental welfare." - Morgan SimonWhen we put our money in a bank (or a mutual fund, pension plan, endowment, etc.) it doesn't just sit there, it is put to use. It is invested in the economy, and it has power. But have you ever stopped to wonder what your money is being invested in? Is it supporting the causes and communities you care about? Or is it being used to further the cause of individuals, organizations, or governments that you disagree with.It is time to recognize that we are all investors, and that it is up to us to make sure we are adding more value than we extract and that the risk and returns are balanced between our investments and the communities.This is the basis for impact investing. Impact investing is the support of social and environmental projects with a financial return, and it has become a hot topic in the world's philanthropy and development circles. In the next decade, it is poised to eclipse traditional aid by ten times. Yet for all the excitement, there is work to do to ensure it actually realizes it’s potential.This week on the show we are interviewing an expert in this field, Morgan Simon. Morgan is the author of the brand new book, Real Impact: The New Economics of Social Change. Over the past seventeen years, she has influenced over $150 billion in capital. Morgan currently co-leads Candide Group, which supports two clients, including members of the Pritzker family on behalf of the Libra Foundation. She is also co-founder and chair of the non-profit Transform Finance.Previously, Morgan served as the founding CEO of Toniic, a global network of impact investors, and as the founding executive director of the Responsible Endowments Coalition.—This episode is brought to you by:Health IQ, an insurance company that helps health conscious people get special life insurance rates. Go to healthiq.com/SPP to support the show and see if you qualify.