Today’s Best Ever guest tells you the difference between Fannie May and Freddie Mack and how to get approved for the each of the programs. Tweetable quote: Major banks have overlays.   Shaun Weeks’s real estate background: -        Outside Loan Officer for Banc Home Loans and he is based in Ontario, California  -        Been in the industry for 10 years and have expensive knowledge of FHA, Fannie and Freddie loan programs -        Licensed in 48 states and does both purchase and refinance loans   Subscribe in  iTunes  and  Stitcher  so you don't miss an episode!   Sponsored by Cozy - Simple, free online rent payments, tenant screening and credit checks. Get Cozy for free at cozy.co.