Many people believe retirement means working until a certain age and then enjoying a life of leisure. The problem with this thinking, says this week's guest expert, Nancy Collamer, is that most of us are facing the 40/30 dilemma. After working (only) 40 years in a full-time career, 30 years of retirement can be too many hours to fill, and too many years to fund. That's why Nancy urges people to make retirement more than just gardening, grandkids, and golfing. You can also use this time to explore a second act career.  A part-time job to supplement our income, or a volunteer position may be just what the doctor ordered. A Second Act Career A second act career is the work we do after our primary careers. In general, the work is more fun, more flexible, and more fulfilling than our previous work. Nancy notes that many people find it daunting to plan for their second act career, so she suggests three steps to help with the process: Introspection —  Think about what you want, and how you want to do it. Idea Generation — Get out there, and research your options. Experimentation — Try things out, to see what fits. The sooner you start this process, the better! Finding your encore career earlier in life, may allow you to quit you unfulfilling 9-5 job before you otherwise expected. A second act career can also mean you don’t have to dip into your savings as early. You can delay accessing your Social Security, and that is a financial gain. Bucket or Chuck It? Nancy recommends planning for your retirement hours with a bucket list and a chuck it list. A bucket list is a way to make sure you get in everything you’ve ever wanted in life, while a chuck it list allows you to say goodbye to those things you never really liked, such as traffic and spreadsheets. This Week's Guest: Nancy Collamer Nancy Collamer is an expert on second-act careers, semi-retirement and boomer career trends. She writes a career blog for Forbes.com and the PBS website NextAvenue.org. Nancy is also the author of Second-Act Careers: 50+ Ways to Profit Your Passions During Semi-Retirement and a contributor to Not Your Mother's Retirement and 65 Things To Do When You Retire. Nancy publishes her free newsletter on My Lifestyle Career and she is working on a digital product to help people jump start their second act career planning process.   Resource of the Week Ben’s resource this week is the Huffington Post — Reinvention Section. This entire section is for those lucky people who are 50+ are interested in reinventing their life, career or location. There are some great articles here and some not so great, so browse around. Listener Question of the Week Jessica, Ben, and Mac offer advice to Ryan Wilson who is looking for guidance about to talk about himself and his accomplishments, without coming off as boastful. If you would like the team to answer a job-related question or if you’ve found a job resource you think everyone should know about email it to ben@macslist.org or call at 716-JOB-TALK. If we use your question on the air, you will receive either a copy of our new book, Land Your Dream Job Anywhere or a Mac’s List Coffee Mug, your choice. If you like this show, please help us by rating and reviewing our podcast on iTunes. We appreciate your support! Opening and closing music for Find Your Dream Job provided by Freddy Trujillo, www.freddytrujillo.com.