Want to start investing but a little nervous to get started?  We totally get it. Investing should be simple and easy and with Acorns you can get started with just some pocket change.
Acorns is a great way to start investing and building wealth. We’re here to show how you how to get started investing without a lot of money, and then forget about it until you retire.
What is Acorns?
Each time you spend, Acorns rounds up to the nearest dollar and invests that amount for you.  So, if you spend $2.50 on a cup of coffee, Acorns will automatically invest $.50 for you. The pizza you just ordered that cost $15.05,  $.95 gets invested.
All you need to do is download the Acorns app, connect it to your credit cards to get started.
A lot of users are new to investing so the app provides a lot of guidance. There are also cool tools, that help you set and reach goals. By just entering your savings goals and what age you want to achieve them by and the app tells you how much you need to invest each month to get there.
They also have found money partners program that rewards app users for shopping through certain retailers.

When you making a purchase with one of their partners through the app or web portal, the retailer will send the rebate, cash back rewards, and loyalty programs cash into your account.
What’s better than cash back? Cashback that is automatically invested.
So, is pretty simple but let’s go a bit deeper.
Advantages of Using the Acorns App
They offer ETF’s, stock funds, and bond funds. The funds are chosen by a team of mathematicians and engineers who work in conjunction with Nobel Prize-winning economist Harry Markowitz.
There are no commissions, the cost is $1 per month and a maximum of .5% a year on managed assets.  Once you reach $5000, the percentage drops to .25%.  There is no fee to add money or withdraw it from the account.
Using Acorns is safe, your data is encrypted and they are working with “white hackers” to make sure that everything is private.
You can maintain a high degree of control in Acorns but if you want to set it and forget it, you can choose auto roundups where each transaction will be rounded up.
You can also have money auto deposited into the account via automatic transfer.
Her are the top benefits of using the Acorns app:
Fee exemptions
The Acorns platform appeals to young people and those who do not have investment experience. It allows college students to register for Acorns for free for up to four years, so long as they sign up with a .edu email address.
This makes it easy for students to focus on investing and building up wealth without worrying about account fees when they first start with Acorns.
Cashback
Investing your money little by little can really make a difference over time, especially when you have Acorns’ cash-back features to help you along. The app has more than 100 partner companies offering cash back on purchases you make with one of the payment methods associated with your Acorns account.
These cash-back rewards will go into your investment account to help you move closer to your goals.
Minimal upfront investment
Some financial institutions require individuals to invest thousands of dollars just to open an account. With Acorns, you can start investing with just $5—and there’s no minimum amount required to open an account.
This opens up investment opportunities to people who may not have otherwise had access to them.
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