One of the best retirement savings tools is often overlooked. The tool can save you thousands of dollars in taxes and sleepless nights if you made a mistake with your IRA. And yet according to a 2010 study by Fidelity less than one-third of investors are aware of this tool. I’m referring to what’s called […] The post DR 102: 4 Times Recharacterizing an IRA Conversion or Contribution Can Save Your Bacon (Literally) appeared first on The Dough Roller.