When shopping for long term care insurance, what are the pros and cons to take into consideration? This is the first in a line of questions we answer from you - the listener. Cheryl asks about the pros and cons of long term care insurance. Dan is familiar with a Child IRA and wants the panel to talk about a Ricky Trust. They take it a bit further by discussing the benefits of investing at a young age. David asks if there is any sense in timing the markets to take advantage of a probably drop. Or should he pay off his  mortgage early rather than invest? Danielle wants to know what we think about consumer staple funds or ETFs. Alex wants to know about Roth 401k versus traditional 401ks. Would it make sense to begin investing into the Roth 401k if they have been maxing out their traditional accounts at work? Listen to the entire episode, and thanks to our sponsor: BUZZ Indexes For more information, visit the show notes at http://moneytreepodcast.com/195