Felix Salmon of Fusion, Slate Moneybox columnist Jordan Weissmann, and emerging-markets expert Anna Szymanski, discuss:ProPublica’s report that minority neighborhoods pay higher car insurance premiums than whiteRentberry, a controversial new company that allows renters to bid on apartmentsThe popularity of smart beta investingCheck out other Panoply podcasts at panoply.fm.Email: slatemoney@slate.comTwitter: @felixsalmon, @JHWeissmann, @Three_GuineasProduction by Zachary Dinerstein.Slate Money is brought to you by Boll and Branch. Get 50 dollars off your first set of sheets plus free shipping by going to BollandBranch.com and using promo code money. And by Rocket Mortgage from Quicken Loans.When it comes to the big decision of choosing a mortgage lender, work with one that has your best interests in mind. Use Rocket Mortgage for a transparent, trustworthy home loan process that’s completely online at QuickenLoans.com/SLATEMONEY. And by Orkin. Every home is unique, that’s why Orkin creates customized treatment plans based in science from the nation’s leading entomologists. Get 50 dollars off your first pest control service by signing up at orkin.com/MONEYLearn more about your ad choices. Visit megaphone.fm/adchoices