When it comes to lending for real estate investing, a lot has changed in recent years. We’ve seen huge changes in legislation after the 2008 housing crash, and this year interest rates increased on a consistent basis.   Today’s guest, David Orloff, is the CFO at American Heritage Lending. He’s here to share his insights into lending to real estate investors. We’re talking about refinancing, interest rates, leveraging, and so much more. David has so much wisdom to share; you won’t want to miss this episode of Investing in Real Estate!   This episode of Investing in Real Estate is sponsored by Robinhood! Robinhood is an investing app that lets you buy and sell stocks, ETFS, options, and cryptos—all commission-free. Robinhood is giving our listeners a FREE stock like Apple, Ford, or Sprint to help build your portfolio! Sign up at http://investing.robinhood.com.    Today’s show is also sponsored by Blue Chew! Blue Chew brings you the first chewable with the same FDA-approved active ingredients as Viagra and Cialis so you know it’s the real deal and it’s the stuff that works! Visit BlueChew.com and get your first shipment FREE when use our special promo code INVESTING—just pay $5 shipping.   Book a call with our team: https://goo.gl/qr6iat  Show notes: http://morrisinvest.com/episode407