Get your R:IQ. Know how much money you need for your retirement dreams.   Do you have investing questions? Go to chrishogan360.com/INVEST   Call us with your questions about how to win with money! Leave us a voicemail at 844.283.9383.   VIP Jacque calls in to share her self-made millionaire success story. Jacque is killing it!   Hogan shares information about Roth IRAs and what to do with them.   VIP David has completed Baby Step 3 and is finding it hard to squeeze the budget to get the 15% needed for Baby Step 4. He makes good money, doesn’t drive expensive cars, doesn’t go on vacation or dine out much, but he can’t seem to make the budget work.    VIP Jessie is working on Baby Step 3. She calls to ask if she should cash in her savings bonds (worth around $10,000) to complete this Baby Step or wait until the bonds have matured.    Wrap Up