Everand Logo

Welcome to Everand!

  • Discover millions of ebooks, audiobooks, and so much more with a free trial

    Only $11.99/month after trial. Cancel anytime.

    So...This Is Why I'm Broke: Money Lessons on Financial Literacy, Passive Income, and Generational Wealth
    So...This Is Why I'm Broke: Money Lessons on Financial Literacy, Passive Income, and Generational Wealth
    So...This Is Why I'm Broke: Money Lessons on Financial Literacy, Passive Income, and Generational Wealth
    Ebook350 pages4 hours

    So...This Is Why I'm Broke: Money Lessons on Financial Literacy, Passive Income, and Generational Wealth

    By Melissa Jean-Baptiste

    4/5

    ()

    Read preview

    About this ebook

    Accessible Financial Literacy and Budgeting for Beginners

    ”Finally a smart, funny, relatable, and REAL book on navigating finances and wealth-building for Black women! ―Cinneah El-Amin, founder of Flynanced

    #1 New Release in E-commerce Professional, Budgeting & Money Management, and Wealth Management

    An easy-to-follow financial literacy guide for BIPOC (Black, Indigenous, and People of Color). Financial help can be hard to find but So…This Is Why I’m Broke gives practical and simplified financial tips for you to financially thrive.

    A safe space for all BIPOC. Financial help is right here! Melissa Jean-Baptiste of “Millennial in Debt” is a first generation American providing readers with accessible financial tips and advice wrapped up in her story of paying off over $100,000 on a teacher's salary. Melissa makes financial literacy relatable and easy to understand.

    Action steps to develop your financial literacy. Learn about budgeting for beginners, fixing your credit score, investing, and passive income ideas. With this guide, financial literacy gets broken down step-by-step through interesting perspectives and historical points.

    Inside, you’ll find:

    • An accessible financial guide on financial literacy and investing for beginners 
    • The story of Melissa, a “Millennial in Debt” teaching others how to thrive financially
    • Practical examples on budgeting for beginners and passive income ideas, and the best budgeting book

    If you’re looking for books for entrepreneurs or financial literacy books for the CEO in your life, grab your copy today! If you liked reading Financial Feminist, Get Good with Money, We Should All Be Millionaires, or More Money Now, then you’ll love So…This is Why I’m Broke.

    LanguageEnglish
    PublisherOpen Road Integrated Media
    Release dateMay 9, 2023
    ISBN9781684811847
    So...This Is Why I'm Broke: Money Lessons on Financial Literacy, Passive Income, and Generational Wealth

    Related to So...This Is Why I'm Broke

    Related ebooks

    Personal Finance For You

    View More
    View More

    Related podcast episodes

    Related articles

    • Article

      4 Delightful New Books For Middle-grade Readers

      Jun 7, 2018

      History, fantasy, humor, and drama mingle in these four wonderful new books for middle-grade readers – out just in time for summer reading.

      3 min read

    • Article

      Monsters Calling

      Dec 1, 2022

      The editorial team at the new Grendel Press has a quirky sense of humour and a love of monsters both real and within. Hence the name Grendel: the press intends to make a name for itself so that readers know if they want to find a story about a monste

      1 min read

    • Article

      Witches Steeped In Gold

      Apr 21, 2021

      RELEASED OUT NOW! 560 pages | Paperback/ebook/audiobook Author Ciannon Smart Publisher Hot Key Books Author Ciannon Smart has successfully soaked her Jamaican heritage into this debut novel, bathing her pages in the culture, patois and descriptions o

      1 min read

    • Article

      He Dreams About the Bunny Ranch

      Jan 4, 2022

      He Dreams About the Bunny Ranch
      15 min read

    • Article

      Jordan Ifueko

      Mar 25, 2020

      Jordan Ifueko
      1 min read

    • Article

      The Inner Chamber

      Feb 2, 2023

      The Inner Chamber
      6 min read

    • Article

      Thanks, Granny: Money Quirks (Good or Bad) Can Be Inherited

      Oct 8, 2020

      Dad was a spender, and Mom was a saver. My parents, Depression-era babies, kept a jar of dollar bills behind the fridge for when the banks crashed. My grandparents were immigrants, and in our family homeownership is priority No. 1, no matter what the

      4 min read

    • Article

      Lessons From My 100 Lunches

      Nov 30, 2022

      When I first came to Australia from Hong Kong as an international student, I was only 17 years old. I had a little bit of support from my family, but things were pretty tight. It was the first time I'd had a budget that I had to stick to and I had to

      3 min read

    • Article

      How I Saved a Small Fortune and Taught My Kids to Be Independent

      Jan 8, 2019

      Did you raise your kids to be prudent spenders and good savers? After a slow start, I turned it around and can see the changes in my kids. It's not too late for you to do the same for your kids. It's much easier these days to spend money on materia

      5 min read

    • Article

      BUDGETING QUEEN How I ditched $69K of DEBT!

      Feb 1, 2023

      Pouring hot water over my two-minute noodles, I rubbed my hand protectively over my belly. ‘It’s just you and me, little one,’ I whispered to my growing bub. After the breakdown of my relationship, I’d found myself 13 weeks pregnant and homeless. Wit

      3 min read

    • Article

      The Hot Seat

      Jul 5, 2023

      Do you recall your earliest money lesson? I have two strong early memories. The first one was from my parents, and it was the importance of giving back where you can and supporting others. The second was in Year 7 of high school during social studies

      2 min read

    • Article

      Mummy, Are We Rich?

      May 12, 2019

      Mummy, Are We Rich?
      4 min read

    • Article

      Penny Wise

      Jul 14, 2020

      Penny Wise
      5 min read

    • Article

      Winning Letter

      Jan 19, 2024

      IT WAS my birthday recently and I was joking around with some friends that I can feel the effects of being in my mid-30s. Gone are the days where I could enjoy carefree nights out without suffering some painful consequences the next morning – and I’m

      6 min read

    • Article

      We Asked, You Answered: Have You Taught Your Children To Run Errands On Their Own?

      Apr 30, 2022

      Nearly 100 NPR readers gave their views on encouraging kids to do tasks on their own at home and in the community. Some are opposed to the practice for safety reasons. Others shared personal stories.

      6 min read

    Related categories

    Reviews for So...This Is Why I'm Broke

    4/5

    1 rating0 reviews

    What did you think?

    Tap to rate

    Review must be at least 10 words

      Book preview

      So...This Is Why I'm Broke - Melissa Jean-Baptiste

      fbook_preview_excerpt.html|[rGVdcf4I! $A UUB>J@{ ܻId9Ru?O>y˛_ݳ]6YP!m5e]dlۮ?ل:y:[5e6!۴y1}fuch#-dEش!t g.~ ƿ>˗ Fu3&Xs4{ ϮKE߆}]om.,߆-Yxy,C U ;M(2d$X<~c1*qEnZ|]6{Cm֭MSf}W[' d62|__d47 @ivZ5mAYpmуe]S,1q7i롽 =~T. :؞'B{ү@5|odt6vyﾝ _b6:JE1@u[SkY>֚~`wI4q]{$dmnvq /z$_%|T;h BC7EM~eR3C /ɝD awX3v^R7,sU^6T, y +{m2zd W'%4'R܊O4i{<=.'SZ'ʕ|7'X$:cÆ;'NnWSXcu|kÛy?.?e=zh#jm(w>@Y҇%QlGVV?9byv :P>@V[Q,8Qe>ԘY?9Gל5vwGVxnbUn{(NEKͶf3.(A|FGr:v. !M=d/fvL._-i"2H~źf]v Xấӄx(0@!@l*b8/8[xV 34V{[= wa?>n#u c}"d zgCxŌ aA+ "5*Ukڝ15 VԎ7aIWSCX#D,:Aa_w D!/[ĕLzxW^m\.aft-UBymnAe @ۚDpTX H)Y,$,k u?T @j/7 #>?t0P{O$l@?Kg,pPWn*? (0C'&yvN fq4UVQKr%R|Ȑ|fo-_ID4sUB͈A Ÿ T[O@N2]CMsK /L5?$m{D;Lɯj".ǚ -EDڍAx[V0}Ҍ$ }pb|R,2@I|!6-ZT&&h+fWjAbdtttܟ$!_6(|1yzg^ʠ#- b?us{Ԡ4 =I)>@2Kʳ0I&G(RwFS7lt$9eεh @[Q$$XQ8껈005V03Vk9,jA I7!L*j3+eKЅ[9#tȸ w,*p7BD eA1waOO[h'Evh߼lVf]03 㓰xTW@ԍ~YvS=Dh!zPHH!5Frh&ZZL]6d$q\6BN%|4CFiv ϯT`.X~Uzo/ؓc[hpL%Nsl;p:b tdh[:Ӝ;sI /@7K!4wyAӻ39maH&JW1jLMqS920P [>Lᦂ`N.leӶn#ޛ,֝9\ox'mŀIœg{vGbxkc6t %"n1VJY 22C׻;dhB15ofGB̙Em`l0O̮f2n0Ug"K"jC.PJ@% h}{`!9J -NfgЛ 8g0C|] 1i?-}f`lmBGCz$Z}"Y!@ )dIdPr(H!j 2?Sv+QbO_J&P M'h}MM))PHחFldʦ\靳hHVRlC_+A͒F*ۀ|W%AЀLdi1!&&<շ42Y-6jݣe"%CS<aZ7a)gP $(@$Vb\4vbM0LhI—MA65Oݡ c583$<ֈS JI~@JՈ;VdEy/RUbxmbCu鼩곑"0Jq<3H#=J6!.Ht!X}br)tTy,p(DM3@*$6jE }w .CɌ\KY)EbR'4娪'ܤJCTI&v2ρ0 N؈mZzC@ ֌^^ )y[ߣ"$).gYKc%BsUbU 3|OL w?WX.*{eQ m1cJg[(6JͪJrVlD*.qxj1+r;NLxvj̐ЍkdC紣v Y]15[2wxFUeaV|9w^$U:2/9 `fZϱ(V& $`-Y>a0|"= ~ݐ(8ƺiz8]ghXصM?9ue?ĉ!Fy{ ,ObP8Ћ& *s *7r+eAR!+U_ʓB#v>vS9#K) SV8gʓ7$K%rP -X׎™aQW=6c>:%FT/SAhUN+WIE+zcK+%917KdAnOJaWntB5aqFWщ( =,vFK:~4(S?o\"OB9Y7R$_VCЮ]²bvpTPd."NA2nԃAG5'/K"~X.VFVe1m5^S欢-0whf/vüNgbحt!ԾOs`JxI@Ê1 nʜ5w@™K:v:n4t/N鼯gzN ?e,eH> rNt0-"jSHth.XR&؍"c7i]Ng i nJ.skIK7x2M̲R7`^H%D" l!9f`8Rgcf䰐+ 2Ԝ(FJjcoYc\B r5g➐.EN?<+&6= #΁0^[oCދ;j Dt+~^N]GwĔ|7ͯgچD5vaZ{,G>(s8Z/1+!{S c{Ud u{';Nzl2!RQ"j=4 rD2dFWgX{v.ѽu(8Xlg-uj}hET1u"aZߐE;6Nkd]EZ[ѬD{A ޶juRik_ka/GsUs&BHeQ|=0ΦCrX2k|'|W0Ц_|.fwu k+֣;*|lG <7,}½;{]{u>}v}}O]]b_o{waD>{){O7~P&{s&z:{qjՇ.ο8VCs|F#%7@,yY qŲ<>iVfY1roRȂ@T'l?vjMǮ;8'Q7N mn' Z O܍lb>f\0kIܛQ4 @ vqFbA%RpS4YLsXubc?F qiu,1>q$R5֕UO{3Ă*;^d]{AiMRTO(`ٶ5']|^^,e98zlUxw|T X9r7vxt4XOYқ`-gQ:UtO j33ih?ɺX6mSmbΚu#N,ot{~4ǓFsik̎,̆%Ռ)ǧ{XJSҚĶNx܍D[~ ߍI{e gA n=PڀjUpf$ '24VKg&GK/,{LF 0pSjwwD(U! lA" ![[IÏi>X#$YchbvaAz5η9xd`_v^ӷSsSފq .%YUXsw YۋSlnWa8o[G4|+նjNey =FtPK+ 2CSP켆V,epoW8\|x1|?[ HrYҼ :+ Z8HDŽ;dX`@~дUޟ'UṕhTD{f }1s9oK,4aF7>A96 p&O>4*T ]:F>g3n\/djL22̕er/ ]a3 ԁpFNKۍaT}.Mw)T}L}! 2j{ b}m9:ꇦ(SDψӥ"~SMI,6^);G!-樇 v#* f=o %B&~:y";^v:%QA!a } rFQa9-r'e ɻSLIj+ӋFoiyY)`o]6tDhDW矲Wg7<>x8"O_ 0"]8isݩ[֖Gz6ތ,$L&PkW#Osdx/ݷC^?x v3mfgkxUw&_Hc$۸1%)W/cڷg}z2e:̺Hlĉ̎r}noeس'۳8ϮߝoJ)`CߡU|n$?.ib;93#r,xn@IP!~1TJx3U͐8Ld@ 4}Dxҙt]B?\s~cEb.X/nj-K7ǓϏe"ͷ΢0Ԍ"4\?j朋foG)|zOfz|u o~>]_^[XԠv@-Au^%uyzo,F/V&.1{2'ZU",u&3Kp%ݫs]4|ӹU66M]mAAe:fv[kQf."nbƕDF,y{l$Oçr[[PNѥ.]iϲ/n~9^fdߜ^C뫷ݛTN2b0rz?vT8bgpyWT>b́f來#CxŖQaBdEsLk4d.>4jjTz'物}7?b*g oѐϦ\"RZ\J&PVyiՙ1nkl#~E8<7%hU/xXӵǑRg 8g!t{lHv̊ g%UDھz֊nmeh+^t_,સ-'.CN*I[͙v~fz#sW%G2Ƅ}ӌ~5Aui8aMϡ%Xct5z!Ԍ3w0ܻx)OSxY]mrx*3IUi #Pʖ"r6{g,4ij/о|gmޞ:8Vj q;1p$bpfHLLh*]([;>ZW'dB )~Ts1!;vZm$uX;csa~% 8G }?AݑŘݞt挙2G7֖G=óDe"$rKt2eRW\K_X5p(Z m+6~[_*ZJ1XCcVMWxjUU>cGs jZmvu!z;=/Խڻ:DZ'쑊~48t:yl6>}:]T fOT4qeWcclV2~|fӱt+r%Dյz]S(:d~mjlK7mSBq!*-0|4V֣rcQDz}uԧךƗI2քpM;mGfuC60穅}nT]e)u=N%AV:RKۑT_+7~T+*cۋ,nf/ n?mǡૈsvl݅m\ISk,Y?Ӵ8X ,F]!~Tk-\YcBO\K,pz1 7>E19l_%u.YUS2x ޺?ʾO؈4~T|!ΛAG1fh/caoە0\j5&]*+0dNKO%<뙎CeYg>:N)pjwW6 㹘[:JLyUSyF?^H:ovw7f 7?xӜ|]Jz x{n~.w5KFNF] .aquY!R%6?Jr5hu@g6߹C67yZ_{;}juUk:0Zͮ)0g/x{KR,<h_$`Dt 0JwL15.Q:;Rַ\D͋*|]9gRC0k{~ԦjOXmvSn];Ue +Q2nō2ca|x grc (>r^_}x$cUWu_ ^{Cij?lQ+c7m2'7_ݏ*P`
      Enjoying the preview?
      Page 1 of 1