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    Investing for Interest 11: CD Ladders versus Treasury Ladders: Financial Freedom, #114
    Investing for Interest 11: CD Ladders versus Treasury Ladders: Financial Freedom, #114
    Investing for Interest 11: CD Ladders versus Treasury Ladders: Financial Freedom, #114
    Ebook87 pages57 minutes

    Investing for Interest 11: CD Ladders versus Treasury Ladders: Financial Freedom, #114

    By Joshua King

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    About this ebook

    Interest rates will be "higher for longer." If you are a saver, now is the time to maximize your yields.

     

    Today, we look at two great methods to earn yield while protecting yourself from future interest rate movements.

     

    CD Ladders are FDIC-insured, have little penalties, and generally have short timeframes (1-5 years).

     

    Treasuries have a broader timeline (1 month to 30 years), are state-tax-exempt, and you can buy them in smaller increments (starting at $100).

     

    Somewhere in the middle is the sweet spot for your savings needs. Understand both products, and make the best choice for your portfolio. Good Luck!

     

    LanguageEnglish
    PublisherJoshua King
    Release dateFeb 20, 2023
    ISBN9798215136010
    Investing for Interest 11: CD Ladders versus Treasury Ladders: Financial Freedom, #114

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      Book preview

      Investing for Interest 11 - Joshua King

      Table of Contents

      MILITARY FAMILY INVESTING | Joshua King | Home of the Free PDF

      CD Ladders vs. Treasury Ladders

      Monthly Dividend Tracker Template: Buy on Etsy

      All Right Reserved Military Family Investing | 01  Investing for Interest 111: CD Ladders vs. Treasury Ladders

      02  Being Broke Isn’t Cute IV: Saving and Investing

      03  Emergency Escape: Build a High-Yield Emergency Fund

      04  Investing for Interest 108: The Magic of CD Ladders

      05  Investing for Interest 103: Treasure in Treasuries

      06  Preferred Shares vs. Treasury Bonds

      07  The Magic of Dollar-Cost Averaging

      08  What is Your Net Worth?

      09  Mortgage-Backed Securities vs. Treasury Bonds

      10  Treasury Bonds vs. Municipal Bonds

      Try Something New -Free PDF Download

      MILITARY FAMILY INVESTING

      Sign up for Joshua King's Mailing List

      Also By Joshua King

      MILITARY FAMILY INVESTING

      Joshua King

      Home of the Free PDF

      www.militaryfamilyinvesting.com

      ––––––––

      Investing for Interest 11

      CD Ladders vs. Treasury Ladders

      01  Investing for Interest 111: CD Ladders vs. Treasury Ladders

      02  Being Broke Isn’t Cute IV: Saving and Investing

      03  Emergency Escape: Build a High-Yield Emergency Fund

      04  Investing for Interest 108: The Magic of CD Ladders

      05  Investing for Interest 103: Treasure in Treasuries

      06  Preferred Shares vs. Treasury Bonds

      07  The Magic of Dollar-Cost Averaging

      08  What is Your Net Worth?

      09  Mortgage-Backed Securities vs. Treasury Bonds

      10  Treasury Bonds vs. Municipal Bonds

      Free PDF Download

      1)  PDF of the Month: Don’t Gamble with Retirement 9 (Free 394-Page PDF)

      2)  Free PDF Downloads: Download FREE PDF LIST here

      3)  Financial Mindset: Become CEO of Yourself 2 (Free 196-Page PDF)

      4)  Retirement Planning: Your Retirement Planning Guide 2 (Free 255-Page PDF)

      5)  Investing: How We Plan to Retire on Dividends 4 (Free 139-Page PDF)

      6)  Cryptocurrencies: Counting on Crypto 2 (Free 159-Page PDF)

      7)  Real Estate: Financial Independence through Real Estate 4 (Free 112-Page PDF)

      8)  Business: Retire Rich, Retire Comfortable with a Business 4 (Free 149-Page PDF)

      9)  Latest DGWR: Don’t Gamble with Retirement 9 (Free 394-Page PDF)

      10) Everything!: The Biggest Book on Passive Income Ever 3! (book)(Web Edition)(Art Edition)

      11) I bought a Kindle Oasis: Check it out on Amazon

      12) Read My Books for Free: Free Kindle Books Schedule

      13) Book Design: Design Tips on YouTube

      14) Kindle Unlimited: Why I Finally Subscribed Kindle Unlimited (learn more)

      15) Book Reviews: 505 Takeaways from 101 Books (pdf)

      16) Writing: The Publishing Chronicles (Part 1, Part 2, Part 3, Part 4, Part 5)

      17) Best REIT- Fundrise: REITs vs. Homeownership (Join Fundrise)

      18) Follow us: On our Facebook Page and Join our Facebook Group

      19) Support the Channel on Cash App: $Kingmarine1981

      20) For more detailed analysis, join my Youtube: MFI YouTube Channel

      ––––––––

      Monthly Dividend Tracker Template: Buy on Etsy

      Disclosure: I am not a financial advisor or money manager, and any knowledge is given as guidance and not direct actionable investment advice. I am an Amazon Affiliate. Please research any investment vehicles that are being considered. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it.  I have no business relationship with any company whose stock is mentioned in this article.

      All Right Reserved Military Family Investing

      01  Investing for Interest 111: CD Ladders vs. Treasury Ladders

      Do you prefer saving over investing? Do you want to maximize the rates on your high-yield emergency fund?

      The Federal Reserve has said that interest rates will be higher for longer, meaning that savers can earn a respectable amount of interest income.

      But which route will you take for your savings allocations? There are many delicious savings vehicles, including high-yield savings accounts, certificates of deposit, series I Bonds, and US treasuries.

      Play Video Games for Passive Income

      Welcome back to the Investing for Interest 101 series (101, 102, 103, 104, 105, 106, 107, 108, 109, 110), where we safely push our yield to the max.

      What is a savings ladder? Savings ladders allow you to stack multiple saving instruments at various durations. This means you can buy 1-year, 2-year, 3-year, and 5-year CDs or 1-year, 2-year, 5-year, 10-year, 20-year, and 30-year Treasuries.

      Why is building ladders essential? By building ladders, you can protect your long-term interests. Duration is one of the critical deciding factors in buying bonds.

      If you bought 30-year bonds in April 2020 (during the pandemic), you would be stuck with yields of 1.3% or worse (like me). If these were 2-Year Notes, I would have matured in April 2022, with no loss of principal.

      Crypto Investing 105: Get Smart with Smart Chains

      If you tried to sell these bonds today, with 30-year bonds hovering

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