The good news, Kylie, is that in your late 40s you have built up a solid, diversified base of wealth. A fully paid off home is a great effort and you have equity in your investment property. I'm very pleased to see the $300,000 in super. Super is a terrific vehicle for your future financial stability.
I can't see much point in paying off more than a minimum on your investment property. Beach-side towns have performed well during this strange Covid period and I
