Capitallessism: A Macro Model for a Strong National E-Conomy

By Anthony Horvath, PhD

About the Book: a blueprint for national E-conomy. 5 STAR rating by Pacific Book Review. MICHAEL MOORE tells us his new movie will change America. OUR BOOK WILL TELL YOU HOW

MY BOOK TRAILER CAPITALLESSISM proposes : a strong free-enterprise-based democratic national E-conomy model when no capital is available, either because of a crisis or by speculations. ..scientific solutions for a capital-less public cooperative banking system. .economic engineering to create a commodity-based virtual-capital, .a national public bank, .a nationalized artificial capital creation process called fractional-reserve-banking rights, licensed back to banks (in return for sharing the created public-E-capital with the government), and various processes to activate its E-capital circulation, This is not Socialism, nor Communism. It is COMMUNITY-ISM based on human and spiritual values where inequalities will still exist resulting from individual efforts, but everybody has a fair financial starting chance for free enterprise. Some of our controversial ideas are not politically right. Austerity is outdated. The nature of national debts may be reexamined. It is inspired by Roosevelts second bill of rights and Edisons visions of a commodity-based currency. Our MACRO-MODEL is inspired by our efficient blood circulatory system, which provides oxygen to trillions of cells. We copy this for an efficient E-capital circulation model to assure survival and to sustain everyones productivity. www.capitallessism.com

Excerpts Pacific Book Review www.pacificbookreview.com:

.CAPITALlessISM, interestingly compares our economic system to a biological circulatory system. . the prototype for economic engineesring. . is a mindset of a macro-model for redesigning our inefficient national economy. . that remedies a lack of capitalThe human factor and spiritual God element are fundamental. . a decrease of inequalities among people and an emphasis on democracy, .Benefit ..includes the cancellation of most national debts

Excerpts the U.S. review of Books http://www.theusreview.com/:

innovative and thought-provoking book, .. a new economic model, one that can function where no capital is available and that embraces the concept of "community-ism.". his synthesis of various models is unique..

• Language: English
• Publisher: Xlibris US
• Release date: Oct 15, 2015
• ISBN: 9781503554504

Anthony Horvath, PhD

Notions about the author, an annoying innovator: Dr. Anthony Horvath is a Hungarian-born immigrant who came to Canada in 1957 to escape Communism. He doesn’t claim to be an economist. His expertise is information system design and modeling, and his originality is viewing economy with new eyes as a gigantic financial information system, as a dynamic financial information flow. His revolutionary idea: financing the economy with a public owned national fractional reserve banking, franchised back to banks in a public-private partnership. Ever since being a student he had a reputation of originality and an annoying innovator disturbing the status-quo. He proposed and carried through many controversial ideas, either as a professor at the University of Quebec, as a teacher, as a journalist, as a consultant, as an educational film producer, as an invention marketer, as a research coordinator, as the founder of Horvath Research & Development, and lately as a gourmet cook. At present, he is a director of the Canadian Hungarian Chamber of Commerce, acting as a business and economic advisor. He is a passionate supporter of Hungary’s nationalist economic goals. The proposed economic macro-model in this book is the direct extension of his INFORMATION FLOW modeling concepts transformed into CAPITAL FLOW design concepts for the economy. Yves Lafortune, director, North America and Europe, Export, Quebec Ministry of Economic Development of Innovation and Export; and Dr. Anthony Horvath, a director and the Hungarian-Canadian Chamber of Commerce’s business development and economic advisor.

Book preview

Copyright © 2015 by Horvath, Anthony, PhD.

Library of Congress Control Number:   2015904275

ISBN:            Hardcover                           978-1-5035-5451-1

                      Softcover                              978-1-5035-5452-8

                      eBook                                   978-1-5035-5450-4

All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from the copyright owner.

Any people depicted in stock imagery provided by Thinkstock are models, and such images are being used for illustrative purposes only.

Certain stock imagery © Thinkstock.

Rev. date: 10/13/2015

Xlibris

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W e present a few interesting ideas about FAIR CAPITALISM, but as a shock to many , we definitely defend a national protectionist economy . We inspire our study from Israel’s, China’s Japan’s, Germany’s, and Switzerland’s functioning, which is based on a strong national identity and a strong national economy. The latest European votes in the EU also send a clear nationalist message back to their politicians and their economists. THIS IS NOT COMMUNISM: it is science based COMMUNITY-SM. BUT in the meantime …

With GLOBALIZATION, this is what the I.M.F. ALLOWS NATIONAL GOVERNMENTS to have the feeling of FIRM FINANCIAL CONTROL in their hands before spanking them if they want to be too independent.

image001.jpg

So how could we reverse the trend?

By financing the economy

→ using a new concept: NATIONAL artificial capital creation, called "FRACTIONAL RESERVE BANKING’’ rights …. FRANCHISED back to the BANKS

→ using a public-private cooperative banking PARTNERSHIP under government coORDINATION

→ REEVALUATING or CHALLENGING THE validItY OF national debts on legal grounds

Notions about the author, an annoying innovator:

Dr. Anthony Horvath is a Hungarian-born immigrant who came to Canada in 1957 to escape Communism. He doesn’t claim to be an economist. His expertise is information system design and modeling, and his originality is viewing economy with new eyes as a gigantic financial information system, as a dynamic financial information flow. His revolutionary idea: financing the economy with a public owned national fractional reserve banking, franchised back to banks in a public-private partnership.

Ever since being a student he had a reputation of originality and an annoying innovator disturbing the status-quo. He proposed and carried through many controversial ideas, either as a professor at the University of Quebec, as a teacher, as a journalist, as a consultant, as an educational film producer, as an invention marketer, as a research coordinator, as the founder of Horvath Research & Development, and lately as a gourmet cook. At present, he is a director of the Canadian Hungarian Chamber of Commerce, acting as a business and economic advisor. He is a passionate supporter of Hungary’s nationalist economic goals. The proposed economic macro-model in this book is the direct extension of his INFORMATION FLOW modeling concepts transformed into CAPITAL FLOW design concepts for the economy.

image118.jpg

Yves Lafortune, director, North America and Europe, Export, Quebec Ministry of Economic Development of Innovation and Export; and Dr. Anthony Horvath, a director and the Hungarian-Canadian Chamber of Commerce’s business development and economic advisor.

About the book, a blueprint for national E-conomy.

CAPITALLESSISM proposes a strong free-enterprise-based, democratic national E-conomy model when no capital is available, either because of a crisis or by speculations. It proposes to reduce inequalities and to review the concept of austerity measures. It proposes scientific solutions for the design of a capital-less public cooperative banking system. It proposes economic engineering to create a commodity-based virtual-capital, a national public bank, a nationalized artificial capital creation process called fractional-reserve-banking rights, licensed back to banks, and various processes to activate its E-capital circulation in order to achieve a dynamic E-conomy. This is not Socialism, nor Communism. It is COMMUNITY-ISM based on human and spiritual ‘’god-factor’’ values where inequalities will still exist resulting from individual efforts, yet everybody has a fair financial starting chance for free enterprise. Some of our controversial ideas are not politically right. Austerity is outdated. The nature of national debts may be reexamined. It is inspired by Roosevelt’s second bill of rights (as a countersolution to the present radicalization of the globalized desparetely poor) and by Edison’s visions of a commodity-based currency. It is also inspired by the efficiency of our blood circulatory system, which provides oxygen to trillions of cells. Our proposed MACRO-MODEL copies this model for an efficient E-capital circulation to assure survival and to sustain everyone’s productivity.

NOTE: this publication is really 3 books together in one. Each one treats the topic in an increasingly more-and-more detailed depth level. It helps to keep the overall scope of the macromodel while we study the theory in increasing details. For more information please go to our website,

www.capital-less-ism.com or www.capital-less-ism.ca.

Contents

== + Preamble: Economic Hell Or Paradise—Our Choice

++ Welcome To The Crisis Of The New American Middle Class … Or What Is Left Of It.

+ Preface: According To Senator Elisabeth Warren, Something Is Really Wrong With Our Economic System.

== + Abstract: From Fiction To Macro-Model.

++Our Philosophy: People Don’t Work With The Economy In Mind But The Economy Only Works With People In Mind.

++ Capitallessism Highlights Some Controversial Ideas In Our Macro Model (They Might Not Be Politically Correct).

== + A Short Introduction About The Author

+Acknowledgement To My Mentors

+Start-Up Partnership Opportunities Offered: We Are Seeking Venture Capital For Digital Innovations, Research, And Development

+Logical Overview And The Outline Of The Content Modules And Our General Approach

++Logical Structure Of The Book’s Contents

++First: Our Methodology For Viewing The Economy. Why Do We Need A Globalist Macro-Model?

++Second: Our Solution Seems Almost Stupidly Simple

++ So We’ve Got To Find An Antidote To The New Economic Warfare With Its Private Credit Control And Private Capital Creation.

++ Triple Solutions For Three Problematic Dimensions

++ The Generous Foreign Aid Policy Without Words

+ Contents And Structure: Three Books In One—A Four-Level Structured Approach And Suggestions On How To Read It

++ Recommendations On How To Read This Book

++ Level 0: Short Description Of The Contents In The Eight Sections

+ Foreword: More About The Author And About His Theory Of Information Fog Applied To The Economy As Financial Uncertainty

++So How Did The Theory Of Informational Fog Or The Theory Of Pedagogical Uncertainty Start? Because We Will Try To Compare It To The Financial Uncertainty, The Achille’s Heel In The Economy.

Conclusion To Book 0 Level 0

+ Book1 Level 1

+ Executive Summary: Some Very Controversial Ideas. How Econo-Dynamics Could Offer Solutions To The Economic Crisis!

++ Introduction To This Summary: What Is Capital-Less-Ism About? A General Overview. But Don’t Nationalize The Banks, Nationalize Fractional Reserve Banking (The Old Artificial Capital Creation Process) And Then Franchise It Back To The Banks!

++ The Concept Of A New Virtual Currency Reserve: Dump Gold As The Foundation To A National Currency Reserve = It Is Fluctuating With Speculators.  Adopt Edison’s Modified, Stable Commodity-Based Currency Reserve As A Base For A National Fractional Reserve Banking.

++ Sum-Sect-1-A+ The Moral And Ethical Considerations For Economic Reforms: How To Deal With The Huge Economic Inequalities Among People?

++Sum-Sect-1-B+. The Legal Groundwork For Economic Reform To Limit Inequalities. To Deal With The Crisis, How Does An Old Economy Evolve Into A New Economy Peacefully? The Disaster Factor As A Catalyst To Evolve The Legitimacy Of New Economic Concepts.

++Sum-Sect-2+ So What Is This Mysterious Economic Crisis In A Nutshell? A Short Economy Lesson For Dummies Like Me.

++ Sum-Sect-3-B+ It’s Not The Dog That Wags Its Tail But It Is The Tail That Wags The Dog—The Root Of Our Present Economic Problems: Nations Are Not Controlling Their Banks, Their Banks Are Controlling The Nations; Sadly, As Cancerous Tumors They Take Control Of The Metabolism In The Body

++Sum-Sect-4-A+ A New Way For Finding A Solution: Let’s Think Of The Economic System As A Financial Information System. Let’s Calculate The Vital Heartbeat Of The Economy.

++Sum-Sect-4-B+ An Auto-Regulating Economic Model With Cybernetic Parameters.

++ Sum-Sect-5-A+ As A Potential Solution, What Is Econo- Dynamics And Its Application Economic Engineering

++Sum-Sect-5-B+ To View The Crisis And A Potential Solution We Need A Macro-Model, A Macroscopic And Not A Microscopic Approach To Analyzing The Economy

++ Sum-Sect-5-C+ Our Originality In Finding A Macro-Model To Allow Us A Globalist View Of An Ideal Capital Circulation: We Observed The Body’s Blood Circulatory System

++Sum-Sect-5-D-1 Detailed Summary Of Our Macro-Model

++Sum-Sect-5-D-2 Twelve Guiding Principles As Key Components For An Ideal National Economic System Corresponding To The Physiological Macro-Model Of The Blood Circulatory System.

++ Sum-Sect-5-D-3+ Fractals ; The Mathematical Theory For Economic Auto-Development. Nature’s Magic Mathematical Principle, Fractal Theory Organizes Zillions Of Cells, Living Units With Diversity, Individuality, Similarity, And Their Simultaneous Auto-Developments, Without Direct Outside Interference Or Without A ‘’Central Control." It Might Be Helpful To Apply This Theory To Permit The Simultaneous Economic Self-Development Of Individual Entrepreneurs.

++Sum-Sect-6-A+ The Role Of The God Factor In The Economy

++Sum-Sect-6-B+ Applying Solutions: Not Revolution But Moral Evolution Is Needed  This Is The Influence Of The God Factor

++Sum-Sect-7+ The Gradual Implementation Of These Reform Concepts Through The Systematic Application Of Economic Engineering Is Not A Political Platform But A Long, Peaceful Evolutionary Process.

++ Sum-Sect-8A+ Conclusive Critical Questions Raised By Our Study

++Sum-Sect-8B+ Conclusive, Controversial Problem Identification And Controversial Predictions Raised By Our Study

++ Sum-Sect-8-C+ Oh Yes, We Are Pro A National Protectionist Economic Policy, Protecting The Future Of Starving Billions

+ Book 2 Level 2

+B2-Section-1- Introduction: The Legal Grounds For Reforms—When Our ‘Titan-Economy’ Hits The Iceberg (Disaster Factor Effect), How Will Shipwrecked Survivors Transform The Economy? Evolution Of Collective Rights And Individual Rights

++Disaster-Induced Drastic, Sudden Economic Evolution: Two Major Transformations Must Be Applied To The Crisis-Stricken Economic Communities In Order For Them To Survive. The New Legal Challenge: Economic Legalities Vs. Economic Justice.

++The New Legality Of Community-Ism

++So Let’s Review The Step-By-Step Progress Of How The Old Economic System Evolves Into The New Economic System Under The Disaster Factor.

++The Next Challenge For The Survivors: Build A Robinson-Crusoe-Type New Economic Community

++New Survival-Assuring Trading Methods Under The Disaster Factor Will Force Old Economic Legalities To Evolve Toward New Economic Legalities: A Community-Based-Cyber-Barter System, Quantified Into A Local Virtual Capital Circulation System

++Conclusion: Disasters Will Force The Sharing Of Global Wealth Resources For Common Survival

+B2-Section-2- The Economy For Dummies Like Me: And So What’s This Crisis In A Nutshell? What The Gurus Of These Mysterious Free Market Forces Don’t Tell Us, How Good Capitalism Became Bad Capitalism And Then Bad-Bad Vulture Corporatism

++First, Let’s Take The Magic Hocus Pocus Words Out Of The Economy!

++Concept Definitions To Understand The Fundamentals Of The Economy. The Components Of An Economic System: Evolution Of The Complexity Of Economy Models From The Simple Farm Type, To Village, To Town, To Regional, To National

++The Controlling Role Of Capital = A Powerful Catalyst In All Four Functions Of The Economy

++Evolution Of Community-Based Economies And Evolution Of Their Money Dependency Factor: From Type Mono-Economy  To Farm Economy  To Village Economy; Evolution Of The Coefficient Of Economic Independence Of Communities; Variation Of The Money Dependency Factor Vs. Community Size

++The Increase Of Trading Potential With The Technologic Evolution Of The Money Concept From Barter To Gold, Coins, Money To Paper Money, To Virtual Money = Checks, Savings, Credit Cards, Etc.—Why Money Circulation Becomes Increasingly Crucial, Who Creates Money

++What Is Market? It Is The Potential For A Product To Be Sold

++Capital, The Economy, And Political Systems

++Evolution From Good Capitalism To Bad Capitalism, Then To Very Bad-Bad Vulture Capitalism.

+B2-Section-3A General Overview: From Problems To Solutions. From The Lack Of Capital To National Fractional Reserve Banking  E-Capital-Less National Banking

++Not Political-Isms But Rational Scientific Solution-Isms Are Needed To Analyze And Solve The Capital-Sharing Crisis

++Theoretical Causes Of The Lack Of Sufficient Capital And Of The Lack Of Capital Circulation

++ Solution: We Must Introduce A New Working Capital Concept For Circulation In A New Socio-Capitalist Context.

++Solution: Gradual Application Of Economic Engineering Instead Of The Free Market Jungle

++Solution To The Lack Of Capital = Virtual (I.e. Artificial) Capital Creation   National Fractional Reserve Banking For The Benefit Of The Entire Society And Not Only Private Banks

++Solution: Our New Method For Viewing Capital Circulation  Compare Capital Flow To Information Flow

++Solution: Regulate Capital Circulation; However, This Is Viewed As A Heresy At Present

++Solution: So What Is National Capital-Less Banking As A Solution?

++Where To Look For The Blueprint Of More Detailed Solutions? Let’s Look At Nature  The Body’s Blood Circulatory System

++Summary Of Solutions: Engineer The Circulation Of Vital Capital In The Economy, The Same Way Like The Flow Of Electric Current In A Computer, Consolidate National Economies By Creating Balance Between Needs And Production

+B2-Section-3B Initial Problem Analysis: How Cancer Devours The Economy: Specific Symptoms And The Causes Of The Problems Of The Economy

++—Probl-1— Summary Outline Of Capital Flight, Capital Glut, And Other Expenditures Crippling National Capital Circulation

++—Probl-2— What Causes Numbing In The Leg Of The Economy: Lack Of Sufficient Capital And Lack Of Circulation, A Detailed Look.

++—Probl-3— Total Privatization Of The Banking System

+B2-Section-4A Hypotheses For Solutions: View The Economic System As An Information System, Calculate The Heartbeat Of The Economy

++What Is The Theory Of Organizational Information System Design?

++Similarities Between Information Flow  For Decision Making And Capital Flow  For Production And Consumption

++The Rationale For Determining The Heartbeat Of The Economy

++The Capital Demand/Accessing Urgency Factor

++Capital As A Financial Information System Has A Cybernetic Regulating Effect

++What Is Cybernetics Applied To The Economy Or The Regulative Aspect Of Capital Circulation?

++Technological Evolution Of The Monetary System From A Physical (Coin) Circulation System Into A -> Financial Circulation Information System ->-> How It Has Facilitated The Regulating Process

++Conclusion. Trade Became Dependent On Inventing A Financial Information Circulation System And Banks Became The Heart Pump Of This Information-Based Quantified Trust Center

+B2-Section-4B An Auto-Regulating Economic Model With Cybernetic Parameters … And The Regulating Effect Of Capital.

++What Is A Cybernetic Organization? What Is Cybernetics Applied To Electro/Mechanical Systems? What Is Cybernetics Applied To An Information System?

++Cybernetics Principles Applied In A Real-Time Information System For An Organization Vital Information-Dependent Functions

++Conclusion: Aim For The Same Auto-Regulating Efficiency As Small Moneyless Community Economies, As Our Body’s Auto-Regulating Blood Circulatory System; Modern Economy Should Aim For The Same Goal.

+B2-Section-5A Why The Need For A Macro-Model? To See From Overall Problems To Overall Solutions, The Birth Of The Theory Of Cyber E-Capital-Less-IsmThe Twelve Principles For A New Econo-Dynamic Macro-Model 

++Why Do We Need A Macro-Model To Analyze The Economy?

++First Reality: The Human Problem Greed, The Lack Of Willingness To Share And To Adapt To The Needs Of All, How To Deal With Human Greed

++Second Reality: The Two Factual Problems -> (1) The Lack Of Capital Reseves And (2) The Lack Of Adequate Capital Circulation, Illustrated By A Physiological Analogy

++What Is The Essential Role Of The Blood Circulatory System? Supply Oxygen And Nutrients In A Crucial Δ Time Delay To Sustain The Functioning Of The Cells.

++Twelve Physiological Characteristics As The Physiological Macro-Model In The Blood Circulatory System That Can Be Compared/Translated Into Elements Of An Ideal Financial Circulation Macro-Model For A Nation

++Discrepancies Between The Blood Circulatory System And The Present Economic Financial Circulation System.

++How These Twelve Physiological Observations May Be Translated Into Interdependent Economic Policies.

+B2-Section-5B-> The Ten Basic Laws Of Econo-Dynamics Derived From Biochemistry Applied To The Economy; The Atomic Components Of The "Molecular Structures Of The Economy = Human Beings

++The Fundamental Human Laws Of Econodynamics

>>>> First Basic Law Of Econo-Dynamics The Basic Elementary Unit, The Atom Of The Economy Is The Human Being; There Are Four Types Of Human Atoms

>>>>Second Basic Law (A) Of Econo-Dynamics: The Smallest Cell Or Molecule Of The Economy Is The Family.

>>>Third Basic Law Of Econo-Dynamics = The Basic Econo-Unit Possesses Self-Preserving And Self-Developing Dynamics.

>>>>Fourth Law Of Econo-Dynamics: The Biochemical Economic Structure, Building Up A Composite Economic System From Its Basic Building Elements: From The Individual And The Family All The Way Up To Multinational Economic Structures

>>>>Fifth Law Of Econo-Dynamics: The Main Characteristic Of Any Living System Is That It Is A Cybernetic Auto-Regulating System. It Is Functioning As An Autonomous Unit, Meaning It Has Control Elements And Executing Elements.

>>>>Sixth Law Of Econo-Dynamics: The Dynamic Economic Relationship Between The Functional Elements And The Control Elements Is Time Sensitive.

>>>>Seventh Law Of Econo-Dynamics: Any Economic-System Must Be In Equilibrium.

>>>>Eighth Law Of Econo-Dynamics: The Natural Needs Of The Human Being (As An Elementary Component Unit Of The Economy) Are Not Static. They Are Constantly Evolving.

>>>>Ninth Law Of Econo-Dynamics: Any Living System Is Developing Constantly. It Has The Ability To Increase Automatically Its Own Production Capacity According To His Own Perception Of His Own Needs To Reach The Limit Of His Maximum Perceived Needs.

>>>>Tenth (A) Law Of Econo-Dynamics: The Happy Creative Explosion Factor

>>>> -10-B- The Corollary Is Also True: The Destructive Hate Explosion Factor

+B2-Section-5C The Synthetic Structure Of The Twelve Principles Of Econo-Dynamics Transposed From Physiology To Economics

++ >>We Have Enumerated Twelve Physiological Observations:

++>>We Have Then Transposed Them Into Twelve Reform Propositions Of An Economic System That Will Form The Main Structure Of Macro-Model.

+B2-Sec-5D >>> A Quick View Of Our Economic Macro-Model To Offer A Synthesized View Of Its Twelve Interdependent Elements

++-1- Fundamentally, A Nation’s Economy Should Be A Basic Self-Sufficient, Autonomous Economic Unit.

++-2-   No Need For Occupy Wall Street, Protest Marches, Strikes—Members (People And Institutions) Of The Nation Must Have Efficient Channels To Communicate Their Survival And Productivity Needs In Terms Of Capital Requirements To A National Economic Decision-Making Center Within A Useful T Time Delay.

++-3-A- Creation Of A Financial Heart-Brain Of The Nation: A National Democratic, Cooperative Economic Decision-Making Center And A National Banking System Should Be Established In Order To Collect, Treat, And Use All These Collected Information To Allocate And Distribute The Appropriate Amount Of Funds To People And Institutions.

++ -3-B- The Ponc Bank Would Assure The Democratization Of Capital Access

++-4- Rule Of Nonaccumulation Of Circulation Capital In The Economy

++-5-   Distinction Between Kinetic And Potential Capitals

++-6-Rule Of Continuity For E-Capital Supply Vs. Fluctuating Speculative Investment Type Capital Supply

++-7-The Rule Of Capital Loss Prevention (As Capital Flight And Capital Glut) From Financial Circulation.

++-8-   The Rule Of Minimum/Maximum Kinetic Capital Necessary For A National Economy; Deriving The Coefficient Of Endo-Capital Or Exo-Capital Of The Nation’s Economy

++-9- Rule Of Capital Transfusion (Investment) To A Capital-Less Nation, Or What We Define As Endo-Capitalist Countries; A New Type Of Imf Role; Capital Infusion To Nations In Need Like A Blood Transfusion For An Injured Person

++-10- Automatic E-Capital Generation Capacity In A Nation

++-11- Economic Code Of Conduct For Each Member Of A Nation

++-12- The National Priority Goal Is The Collective And Individual Economic Survival.

+B2-Section-6A Constant Evolution Of Economic Systems. Only A Global Conscientization Will Force Old Economic Concepts To Evolve = The First Step Toward Reforming Capitalism

++Economic Concepts And Practices Kept Evolving Throughout History, So Why Stop This Evolution Now? Capitalism Has Not Reached Its Potential Limits.

++Advantages And Limitations Of Past Political-Economic -Isms In Terms Of Collective Wealth Sharing And Capital Supply For The Economy

++The Next -Ism: How Will This Affect The Future Of The Present Concept Of Capitalism? Will It Also Be Doomed In Turn Or Will It Be Surpassed, Or Will It Reform Itself Toward A New Form Of Capitalism?

++ President Roosevelt’s Second Bill Of Rights Is A Solution For The Decrease Of Inequalities And It Is The International Solution To The Present Danger Of Radicalization Of The Globalized Desparetely Poor.

++ Social Conscience Is Evolving Toward Fair, Democratic Capital Access For Individuals And Groups Of People In A Capital-Less Environment, The Evolution Of The Concept Of Capital From Real Capital To Virtual E-Capital.

++The Catalytic Instrument Of The Accelerating Change: New Social Media Networks. Social Consciences Evolve At A Rapid Pace Due To Social Media.

++So What Is The Next Long Term -Ism? Reflection On A Global Coscientization. This Is The Prelude For Global Economic Reform.

+B2-Section-6B- Second Step: The God Factor, Economy And Religion. So In God We Trust Printed On The Currency Made The United States The World’s Economic Giant. Why?

++Preliminary Reflection: What Is This God-Factor And What Is The God-Factor Perception Ability …Our Intelligence May Sometimes Become A Handicap To Acquire New Knowledge.

++Introduction To This Chapter: The Real Power Is Not Arms, Money, Or Mind Control. It Is Power Over The Heart, Which Controls The Mind, Then The Will, And The Actions, And Ultimately The Economy. The Key To The Heart Is Love, Which Brings Peace To Man’s Existential Anxiety.

++ Disturbing Preliminary Thoughts About The God Factor In History… And The Economy.

++If Nuclear Physicists Have Been Looking For The God Particle In The Past Fifty Years, This Elusive Subatomic Particle That Is Somehow The Source Of All The Mass In The Universe, Then In Economics We Should Not Overlook The Existence Of This Elusive God Factor Either, An Elusive And Mysterious Powerful Catalyst For Human Interactions.

++So To Begin With, Let’s Distinguish This Inner God Factor From Bogus-Religion In Order To Understand Its Power.

++The Negative God Factor. Try Imagining A Religion-Less Society … Impossible. Why Shouldn’t I Steal From You? What Is Religion And How Does It Affect Human And National Behavior? The Downfall Of Communism, The Weakness Of Capitalism.

++The Positive God Factor: The Role Of Religions In Building Nations, Identities, And Economic Relations; State, Pseudo, And Inner Religions

++So If Secularism Is The Answer For Economists, Then Why Invent Superman, Spiderman, Harry Potter, Darth Vader, Aliens? All This Proves That Humans Need Some Protective Magical Superpower For A Feeling Of Collective Security.

++Don’t Underestimate The Power Of Religion’s Influence On The Economy, History Has Proven That Religions Create Powerful National Identities That Galvanize United Actions.

++Present Limitations Of The God Factor For Progressing Toward A Universal Economic Macro-Model: Religion-Based Ghettos And The Future Challenge

++Religion And Economic Fairness: Bill Gates And Warren Buffet A New Class Of Billionaire Philanthropists Lead The Conscientization For Economic Fairness

++A Truly Universal Religion Is Based On A Loving God And On Caring Human Values; Only Then Can It Become The Foundation Of A New Economic World Order

++Reassuring Human Existential Anxieties Is The Key: 2,000 Years Of Judaism And Jesus’ Message, His Effect, And His Potential Impact On The Economy

++The God Factor’s Influence On The Individual’s Needs And His Productivity

++ Visual Summary Of The God Factor And Human Existential Anxiety: Their Ultimate Effect On Production And Motivation

++Analysis Of Marx’s Economic Solution Vs. Christian Inspired Economic Solutions: Why Really Did Communism Collapse?

++ Other References

+B2-Section-7A- Third Step: Economic Engineering As A Systematic Implementation Of Econo-Dynamics, A Critical Path Toward The Gradual Introduction Of The Peaceful Reform Of Capitalism Toward A Democratically Controlled National Economy—Preliminary Considerations

++Redefinition Of The Ultimate Democratic State

++Technological Platform For Economic Democracy

++Redefine The Evolution Toward A National Economy

 + Book 3 

+Book3-Level3

+Book3-Section-5D-<1>- Self-Sufficient National Economy Vs. Interdependent Globalized Market Economies Or Colonial, Borderless Economic Empires

++The Problem: Globalization Is Making National Economies Dependent On Foreign Assistance, But Does The Dog Wag Its Tail Or Does The Tail Wag The Dog? Do Nations Control Their Economy Or Do Multinationals Control Their Economy?

++What Constitutes The Theory Of A Nation

++Solution: Redefine The True Meaning Of A National Economy

++Solutions To The National Economy? Simple, Production Should Be Equivalent To Consumption.

++Solution: Determine The Coefficient Of National Productivity And The Coefficient Of Economic Independence

+Book3-Section-5D-2- Reform Undemocratic Democracy. People Should Be Able To Signal Their Needs Without Protest And Riots! Create Reliable Channels Of Communication For Decision-Making Feedback.

++Symptoms Of The Problem → Riots, Violent Demonstrations, Utter Poverty, Petty Criminality

++Our Undemocratic Democracy

++Problem + Solution: The Real Financial Needs Of People And Institutions Are Ignored By The Governing Leadership. Roosevelt’s Proposed Second Bill Of Rights Acknowledged Their Needs.

++Problem: People Represent A Human-Pig-Farm To Corporate Thinking, Which Allows Only Profit Considerations.

++Solution: All Members Of A Nation (People And Institutions) Must Be Able And Allowed To Communicate Their Survival And Productivity (Job Or Entrepreneurial) Needs To A National Surveying/Monitoring Decision-Making Center Before Their Survival Becomes Crucially Precarious.

++Solution: Franklin Roosevelt’s Proposed Economic Bill Of Rights, Democratization Of Access To Capital, Respect For The Basic Needs And Rights Of The People

+Book3-Section-5D-3- A Responsive Competence Based Capital-Supply Center: Creating A National Need Monitoring And Fund Allocation Center; A Truly National Bank And E-Capital Circulation Coordination By A Public Owned National Cooperative Bank

++Problem: Governments Operate Blindly In An Informational Fog Concerning Institutional And Individual Capital Needs Of The Nation.

++Solution: The Creation Of National Monitoring By A Coordination/Decision-Making Center That Must Be Able To Perceive Needs And Readjust The Resource Allocations To The Needy Members.

++The Technological Solution: The Computerized Monitoring Platform Is Already There: Big Data Query Systems

++The Essence Of A Ponc Bank, A Public Owned National Cooperative Bank: Its Own Seed Reserve Capital And It Solely Owns The National Right To Fractional Reserve Banking

++Implementation Of The Ponc Banking Center

++The Essence Of Real Democratization Of Capital Access For People And For Institutions, Thanks To This Massive New National E-Virtual-Capital

+Book3-Section-5D-4- Limit Capital Accumulation For Increased E-Capital Circulation: The Financial Pump And Traffic Lights On The Capital Circulation Highways

++From Blood Circulation Dynamics To Capital-Flow Dynamics?

++To Avoid Capital Congestion. Capital Must Circulate In The Economy In Continuous Manner: Calculate A Coefficient Of Capital Circulation, Or The Corollary: Coefficient Of Capital Accumulation

++Capital Flow In The Local Economy Must Be A Continuous Process In Order To Sustain Consumers And Businesses; Within Reason, It Should Limit Excessive Capital Accumulation.

+Book3-Section-5D-5- Public And Private Roads, Why Not Public And Private Capitals? Why Not A Public Circulation Money As Kinetic Capital And Another As Private Reserve Capital As Potential Capital?

++The Fundamental Problem Regarding Capital Circulation: Dual Nature Of Capital: Capital Is Viewed As Private Property And On The Other Hand Public Interests Require A Circulating Public-Trading Commodity Property.

++The Solution: The Creation Of Two Parallel Currencies, Kinetic Capital (For National Circulation Purposes And Short-Term Savings) And Potential Capital (For Long-Term Savings And Glut Type Reserve Possession Purposes)

++Steps For The Introduction Of Kinetic Capital And Potential Capital

+Book3-Section-5D-6- The Financial Heartbeat Of The Economy. Rules Of Regularity For Supplying E-Capital. Kinetic Capital Must Flow As A Regular Non-fluctuating Process Throughout The Nation’s Economy Vs. The Wall Street Speculation Mentality Concept

++Problem: Capital Supply To People And Enterprises Fluctuates Depending On Speculative Free Market Forces.

++Solution: Financial Breathing Rhythm Is Democratic Capital Access. Wall Street’s Speculative-Type Capital Supplying Should Be Regulated In Order To Match The Regular Capital Requirement Time Cycle Of People, Institutions, And Enterprises.

++Tentative Calculation Attempt Of An Indicator Or Coefficient Of A Capital Circulation Continuity Measure As Capital Flows Through A Geographic Area Per Unit Of Time.

++Capital Circulation Must Flow Cybernetically; I.e., Producing Auto-Regulation In The Economy.

++So What Is An Optimized Vital Capital Circulation?

++Practical Suggestions To Activate National Capital Circulation And Diminish Capital Flow Resistance

+Book3-Section-5D-7- Capital Flight And Capital Gluts Prevention, Limiting Offshore Tax Havens

++Capital Losses Out Of The Economy And Some Solution Proposals

+Book3-Section-5D-8- Rule Of Minimum/Maximum (Kinetic) Capital Necessary For A Nation’s Economy; Endo-Capital Economy And Exo-Capital Economy

++Minimum And Maximum Kinetic Capital Are Necessary For A National Economy To Function.

++ Endo-Capital Economy And Exo-Capital Economy.

++ Rules For Minima/Maxima Time Delay To Furnish Capital To Members

+Book3-Section-5D-9- Foreign Capital Transfusion To Nations In Crisis, The New Imf = International Capital Blood Bank

++Capital Transfusion To A Country Should Not Be Loan, It Should Be Foreign Help With No Interest, No Repayment

++Suggestions: The Imf, The New Capital Blood Bank And Capital Transfusions Instead Of Loans

+Book3-Section-5D-10- Automatic National E-Capital Generation To Supply Its Own Growing Capital Needs; Economic Growth Should Follow Population Growth

++Problem: The Fallacy Of Austerity: How Often Has A Nation Been Refused Foreign Aid Or Investment Unless Austerity Programs Are Put In Place, Or How Often Have You Been Refused A Loan For A Business?

++At Last A Solution, There Is A Promising Light On The Horizon! National Fractional Reserve Banking

++Theoretical Problem With Our Capital Availability And Access: Mathematically There Is Not Enough Capital Reserves To Cover The Exponentially Increasing Capital Needs Of Developing Nations.

++Theoretical Solution -1-: Mathematically Create New Type Of Capital As Reserves (Different From Gold And Cash), Multiple Commodity Backed Currency Reserves To Keep Up With The Subsequent Creation Of The Exponentially Increasing Capital Needs As Virtual Capital.

++ Who Will Own This New Virtual Capital Reserve Capital? Where Is The Reserve? It Is A Distributed, Shared Virtual Capital Deposited In Every Individual, So It Belongs To The Public But Kept And Monitored In Its Circulation By The Ponc Bank’s Dynamic Database.

++Solution -2-: This New Seed Capital Reserve Can Start The Creation Process Of Public Virtual E-Capital With Ponc Bank, National Fractional Reserve Banking.

++Solution -3- Issue A Community Based Currency To Ease Trading

++Solution -4-: The Imf’s New Role Is To Guarantee These National Virtual Capital Creations And Domestic Trading From The Multinational Interest Groups.

++ Solution -5A-: Writing Off, Re-evaluating, Eliminating, Buying Back Your Own National Debts Or Having The Ponc Bank Gallantly Buy It Off At A Fraction (1 Percent Of The Fair Market Value Of Defaulted Loans) Of Their Original Value From The Foreign Banks.

++Solution -6- Democratization Of E-Capital Access Loaning Out New E-Capital For Production And Housing To People And Institutions.

++Solution-7-: Writing Off Personnel Debts For Health/Education/Residence And Work Or Production

+Book3-Section-5D-11- Economic Dna Or Code Of Conduct For Each Member Of A Nation. A Common Inner Code Of Conduct Shared In The Constitution And The Laws And Rights Of The Members Of That Nation.

++The Problem: Why Do Free Market Forces Function In Nature But Do Not Function In Our Economy? Because All Beings Are Governed By Inner Laws To Limit Their Upper Development Except Humans.

++Solution: A National Dna Type Of Economic Rule Of Conduct From The Inside Must Prevail, But Not By Coercive Action But By Education And By A God Factor.

+Book3-Section-5D-12- Economic Survival Is The Priority Of A Nation

+ Book3-Section-5D-13-Math. Conclusion: An Attempt At A Mathematical Descriptive Macro-Model.

+Section-8 Final Conclusions To The Book And Introduction To Some More Ideas Of A New E-Conom-Isms In Terms Of Collective Wealth Sharing And Capital Supply For The Economy On The National And The International Level

++ What Is The Next Step? More Practical Suggestions On How To Implement These Reforms On The National And The International Level.

++Some K.i.s.s. Ideas For The International Scene:

+ Epilogue: A Dialogue With John Lennon Through A Poem: Imagine There Is No Heaven … Just A Corporate Farm For Humans

+ Bibliography And References Selected From A Bank Of Newspaper Articles On Our Webpage

-> + Annex -1- The Money Masters How Banks Create 90 Percent Of The World’s Money (Excerpts From Their Website And Links To Their Website)

-> + Annex 2: Inspired A Lot By The Ideas Expressed By The Following Authors (Excerpts From Their Website):

-> + Annex 3 Inspiration Ideas From Nick Hodge, Managing Editor, Like Minded People (Excerpts From His Website)

->+ Annex 4: Inspired A Lot By The Ideas Presented In Documentaries And Movies By The Following Authors (Excerpts From Their Website):

-> + Annex 5. Hungarian Canadian Chamber Of Commerce

== + Preamble: Economic hell or paradise—Our Choice

Once upon a time, a holy man was asking God: What is paradise? And what is hell?

God, with kind understanding, directs him toward two doors. He opens one and allows him to see the people inside. In the middle of a huge round table there was a big pot with delicious stew. The holy man began to drool, yet the people who sat around the table looked all starved, pale, skinny, and furious in anger. Each had a very long-handled spoon attached to his hand. All of them reached the delicious stew with their spoon, but since the spoon handle was longer than their arms, they could not raise the spoon to their mouths. They were cursing in frustration and feeling miserable. The holy man shuddered at their misery and suffering.

God then said: I’ve just showed you what hell is. And then God opened the second door for paradise.

To the man’s amazement, the spectacle was exactly the same as in the previous room. There was a large round table with a pot of delicious stew on it. Once again his saliva began to flow at the smell of the delicious food. The people around the table were in the same state, with long-handled spoons attached to their arms. However, this time the people looked happy and well fed. They were smiling, laughing, and talking to each other.

The holy man then says to God: I do not understand. Why?

Oh, God’s answer was disappointingly simple: These people have learned to help and to feed each other, while the other voracious and selfish people only think about themselves, so now they suffer.

SO THIS IS WHAT THE ECONOMIC CRISIS IS ABOUT: HELL ON EARTH BECAUSE OF SELFISHNESS AND GREED ->->->-> but the solution is disappointingly simple. We have science and guidelines in nature as solutions. We can help each other if we are filled with compassion, or we can use our freedom to perish because of our selfishness. We have the solutions. It is our choice whether to apply them or not.

++ Welcome to the CRISIS of the new American MIDDLE CLASS … or what is left of it.

In the meantime, welcome to the

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This study is not another sophisticated meta-analysis of the causes of the crisis. Neither is it a list of lamentations about our economic problems. It’s a simple, bold, provocative proposal toward a futuristic framework of some controversial solutions from the interest of the middle class and of 99 percent of the people, many of them suffering in hopeless poverty. They are based on the theory of scientific information flow converted to a similar theory of capital flow.

Ralph Nader, in his latest book titled The Unstoppable, advocates the emerging left-right alliance to dismantle the corporate state … to prosecute big-time Wall Street crooks … breaking up big banks. He states: "We are up against big corporations and big government … Nobody is more fearful of the Left-Right Alliance of the American Middle class than the plutocrats and the oligarchs (Allen Abel, Gazette 2014, July 12)."

+ Preface: According to Senator Elisabeth Warren, something is really wrong with our economic system.

Presidential Democratic nominee contender Elisabeth Warren was quoted in her book A Fighting Chance, "When a kid gets caught with a few ounces of pot, he goes to jail, but when a big bank breaks the law, when banks launder drug money, no one even gets arrested."

Warren has spent years fighting the United States’ most powerful commercial sector: big banks, and what she claims are the predatory strategies to squeeze the poor and the middle class of what little wealth they have (William Marsden, Postmedia News Washington Bureau, Montreal Gazette 2014, May 20; also refer to Sheryl Gay Stolberg, New York Times, Gazette 2014, July 20). William Marsden also wrote that 90 percent of people convicted of traffic violations are so poor that they have to go to jail because they cannot pay the fines. Since 1970 the jail population increased from two million to seven million (Postmedia News Washington Bureau, Montreal Gazette 2014, May 26) Furthermore, according to Warren, unpaid student debt has doubled since 2007 to nearly $1.3 trillion, according to the federal reserve. Some 40 million Americans have student loan debt, according to the education department. the average borrower owes nearly $30,000. Warren said that outstanding student debt presents an economic emergency that threatens the financial futures of Americans and the stability of our economy (Shahien Nasiropour, Huffpost Politics, July 14, 2014), yet Warren’s proposal was defeated.

http://www.huffingtonpost.com/2014/06/11/elizabeth-warren-student-loan-refinance_n_5484662.html

http://www.huffingtonpost.com/shahien-nasiripour

RealtyTrac notes (via North Carolina State University) that from January 2007 to December 2011 there were more than four million completed home foreclosures and more than 8.2 million foreclosure procedures started.

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When you commit fraud you go to jail, but WHEN BANKS DEFRAUD SOCIETY it’s FREE ENTERPRISE.

Also, according to Nick Hodge, managing editor, Like Minded People:

• Over 21 million Americans can’t find enough work to make ends meet

• One in four Americans who have a full-time job make less than $10 an hour

• Nearly half of Americans have less than $800 to their name on any given day

From America’s Recovery Is a Lie by Jeff D. Opdyke, editor of Profit Seeker:

• We have 146 million people in the American workforce and 157 million receiving welfare benefits

• We have a population that owns, on average, personal savings of about $6,300 per family, yet every citizen owes more than $8,000 in interest payments on our national debt

From National Debt Under Obama by Kimberly Amadeo:

• In his first four years of office, President Obama increased the US debt by $5.073 trillion

So much for trying exporting this type of American free enterprise system. What’s going on? What can be done? So let’s grab the bull by the horns and let’s stop just hanging on to its tail while it is running around wild before the crisis and our apathy will allow banks to be tempted to apply Cypriot medicine to us: seizing our bank deposits.

== + Abstract: from FICTION to MACRO-MODEL.

CAPITALLESSISM reinvents a new ECONOMIC MACRO-MODEL, COPIED ON THE HUMAN CIRCULATORY SYSTEM

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For the DEVELOPMENT of the EMERGING NATIONS CAPITALLESSISM reinvents a NEW ROLE for the INTERNATIONAL MONETARY FUND copied on the model of the HUMAN FETUS DEVELOPMENT PROCESS. It should be called the: … INTERNATIONAL ‘’MOTHERING’’ FUND.

As the mother feeds the fetus to nurture its development into an independent person, the same way the new IMF should nurture the development of emerging nations or redevelopment of nations in crisis. (either after a natural or man-made disaster)

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So nations like Greece, Spain, Argentina, Portugal, Haiti, Portugal and many desperate third world countries should benefit from this INTERNATIONAL MOTHERING FUND . This would be like the IMF, World Bank, World vision, Unesco, Oxfam and Medecins sans frontiers, all re-united under a unique umbrella of a new UNITED NATIONS with increased powers, ready to intervene, to train, support the new leadership and finance industrial development. Their role in short term: to intervene and assure the urgent survival needs(food, shelter and health-care), in medium term: give the ‘’know-how’’ to form/educate a group of potential leaders/professionals to assure the taking over the role of governing/assuring the all services. (establish educational, health-care institutions) Long term : to assure the funding the development of an industrial infrastructure. This should be an adequate industrial infrastructure appropriate for the nation to assure its own economic independence. I.e. the capacity to assure on its own an economic balance where its consumer needs would equate its production capacity. Only after this ‘’9-month’’ gestation period, should the IMF release the new-born nation. This should be free from reimbursements and interest.

++OUR PHILOSOPHY: People don’t work with the economy in mind but THE ECONOMY ONLY WORKS WITH PEOPLE IN MIND.

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Perhaps it’s time for an international ECONOMIC SUPER BOWL! But how can you win with a team of crippled and sick players? Also, have you ever heard of football, soccer, hockey, or baseball with DEREGULATED freestyle games where every player plays by his own rules? FREE MARKET STYLE! Well, the crisis is partly the result of a DEREGULATED international economy with weak, crippled national players crumbling under the domination of globalising multinationals eroding national enterprises and the interest payments of the never repayable national debts.

The members of the European Union have recently shattered the myth of globalization and started the trend back toward healthy national policies. CAPITALLESSISM proposes building a strong national economy. Greece and many countries also think that austerity measures are outdated as a condition to obtain international capital access. And again in history the spectre ofradicalisation is threatening us. As a counter solution for crisis stricken economies, a national capital reserve pool can be created only by governmental reappropriation of the old secret capital creation process used by banks: fractional reserve banking (when no more real reserve capital is available for the economy). As proposed in Iceland by Frosti Sigurjonsson, a lawmaker from the ruling Progress Party. who issued a report today that suggests taking the power to create money away from commercial banks, and hand it to the central bank and, ultimately, to the Parliament. CAPITALLESSISM then proposes FRANCHISING this new national fractional reserve banking back to cooperating banks and sharing the created capital wealth with the nation within a new public-private banking partnership. CAPITALLESSISM is about applying Roosevelt’s second bill of rights for democratic fair capital access to individuals and institutions. CAPITALLESSISM is also about inventing a new national currency (as Thomas Edison suggested) without volatile gold reserves, but based on the stable commodity of national production potential reserves. CAPITALLESSISM offers a new alternative for the time when the US monetary system will collapse because of a lack of gold reserves for the dollar at Fort Knox. CAPITALLESSISM is a viable alternative for nations lacking capital for their development instead of begging speculative foreign investors.

CAPITALLESSISM under a national economy is a viable alternative before banks seize our bank accounts like they did in Cyprus to replenish their lost reserves. CAPITALLESSISM is about deglobalization and then redemocratization of capital access by people and by entrepreneurs to sustain a balanced national productivity before a healthy reglobalization. Maybe it is finally time to start forming strong, athletic economic national players, and then only after can we develop a strong international team before tackling the international economic Super Bowl during the G-20 SUMMIT. What do you think?

The FREE and FAIR, DEMOCRATIC CAPITALISM that has developed America has been kidnapped by CORPORATISM. What is it? It is a radical fundamentalist form of ultra-capitalism. CORPORATISM is the privatization of a Communist-state-styled economic dictatorship by corporations.

Yes, this all sounds so nice but it is too distant from the everyday survival concerns of the 99 percent!!! All I am really concerned for the immediate present is a decent job (with some stability for my future), a home, a decent life style for my family, a normal healthcare, a decent old age retirement plan (protection from Enron type of sharks), and a normal education system that provides skills for my children’s future. Also, I am not interested spending trillions to help fight for distant friendly dictators who persecute my culture and our democratic values and who don’t even allow their women to drive a car, never mind letting them vote. Is that too much? We were able to do this in the 1950-1960s to impress our Communist comrades that our capitalist system is the best invention besides sliced bread. So what can CAPITALLESSISM do for our middle-class?

Ultimately CAPITALLESSISM aims providing fair E-capital access-supply to individuals and institutions. It aims to provide E-capital access for basic survival needs (as Roosevelt proposed it) and it aims to allow you capital access for work and for production as individuals and as institutions. Do you have a business idea? … Your competence, your drive could provide automatically capital for equipment, infrastructure, marketing expertise etc. Individual, family type and cooperative entrepreneurship could be booming, instead of idling in a jobless, desperate, hopeless world, because of lack of investors. In China new promising graduates are offered startup capital to stimulate young enterpreneurship… Also China provides trillions in development capital for the emerging nations all over the world and she becomes a new model for of the I.M.F.

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Do you want solutions instead of the magic AUSTERITOID pills? No austerity-steroid pill in the world is going to improve Greece’s or Spains 50% unemployment rate. But please;.. Tell me why is capital circulation in a nation different from blood circulation in the body? As a paradox, have you ever wondered how superefficient the blood circulatory system in the human body is? It supplies oxygen to hundreds of TRILLIONS of cells every second so they are all able to fulfill their vital functions. The amazing efficiency of this blood circulatory system is so crucial that if the brain and heart cells are deprived of oxygen they lose their functionality within seconds and die within minutes. By contrast, have you ever wondered how it is possible that our SCIENTIFICALLY and TECHNOLOGICALLY ADVANCED, MODERN GLOBAL ECONOMY of only seven billion people is totally unable to supply vital capital circulation for work and food so that 800 million people go hungry every day? Billions of people starve, children pick garbage for food, they don’t have shelter, they don’t have water, don’t have medical care or education. Billions are out of work or cannot use their productive skills because of lack of capital while over a HUNDRED TRILLION DOLLARS IS TAKEN OUT OF CIRCULATION, SUFFOCATING THE ECONOMY, and is speculatively clogged up in offshore banks while only 1 percent of the population own and control the life of the 99 percent.

So when looking for solutions for our economy, maybe we should examine nature’s BLOOD CIRCULATION MACRO-MODEL and gain inspiration on how to reorganize a SIMILARLY EFFICIENT MACRO-MODEL FOR CAPITAL CIRCULATION IN THE ECONOMY.

Let’s face it, we did not invent the airplane, we just watched the birds and copied them in designing the airplane. So what is original about this book, it proposes a similar approach for the design of a capital circulation model for improving the national economy. CAPITALLESSISM is about copying nature again in order to design such a CAPITAL LIFEBLOOD CIRCULATION MACRO-MODEL as ECONO-DYNAMICS and it is applying it systematically through ECONOMIC ENGINEERING. It is about supplying oxygen-capital to every family cell, to every small/medium-sized enterprise to sustain their functional productivity.

no, NO!!, NO!!!, please, PLEASE!!! don’t tell me I’m a leftist! This is not about creating a welfare state, or about the printing of money or Communism or Socialism. It is COMMUNITY-ISM where Roosevelt’s fair capitalist principles flourish after everyone is assured of the basics. So before you all ask me WHO IS GOING TO PAY FOR ALL THIS UTOPIA? WHERE WILL THE MONEY COME FROM? Simple…This is about creating a scientifically designed nation-owned E-capital (exactly as the banks did it for 300 years) and facilitate a democratic access to it. This is about designing E-capital circulation engineered with precision to create a minutely monitored balance between needs and production without GOLD. Exactly, like our own blood generation and blood circulation system. Fundamentally, this is about designing a virtual E-capital currency reserve based not on volatile gold reserves, but based on the stable global human needs matched to its equivalent production capacity. Exactly, like our blood/supply access system to each cell. This is about implementing, mathematically and technologically, ROOSEVELT’S REVOLUTIONARY IDEAS of assuring fair survival of all in his second bill of rights. Yes, this is Roosevelt’s fair capitalist model that could be implemented and then exported around the world. Yes, internationally, this is about deglobalization before a cooperating harmonious reglobalization.

In practice, on the NATIONAL LEVEL, CAPITALLESSISM is a monetary system coordinated by a public national financial brain pump, not by a Big Brother, not by a private FED, but by a truly NATIONAL PUBLIC-OWNED COOPERATIVE BANKING COMPLEX in partnership with the private banking sector. This PONC BANK (Public Owned National Cooperative bank) is managed not by shareholders but by the voting citizen/members of the nation.

CAPITALLESSISM’s E-capital creation solutions are based on the exact same procedure that has been practiced by banks: fractional reserve banking. Except this time the created mass of E-capital is shared with the government’s own PONC bank as a public-private banking partnership, to provide the required capital pool for all the goodies that we have to abandon as austerity measures. In practice this NATIONALIZED fractional reserve banking could be fragmented with mathematical precision… Minute portions of it could trickle-down on the individual and institutional level. That means that you could start a business and obtain capital not based on your home equity as collateral or on your uncle’s goodwill as cosigner, but the PONC bank investment may be calculated on your micro-share of your individual -fractional reserve banking potential calculated on your productivity potential.

Yes, CAPITALLESSISM is a new macro-model for REDESIGNING EFFICIENT NATIONAL ECONOMIES as a first step, but its phylosophy is based on the recognition of the human factor and a spiritual god-factor. It cannot be implemented peacefully without these two fundamental considerations. So, as a first step we should work on this before we could reorganize an efficient international economy as a cooperative structure.

On the INTERNATIONAL LEVEL, CAPITALLESSISM is the integration of strong national economies, cooperating harmoniously, complementing each other’s potential and resources. We see the emergence of a NEW IMF and a new WORLD BANK on the model of a gigantic INTERNATIONAL FINANCIAL COOPERATIVE as the financial right hand of the United Nations, sustaining the development of emerging nations without the humiliating private bank-begging process, like Greece has to do presently. Off-shore financial institutions could maybe fall under the new authority of the United Nations. Maybe an International Income-tax system could be studied for development funds. The same way as oceans beyond a 200 mile territorial limit fall under international jurisdiction, well maybe financial practices control beyond national jurisdictions could fall under the jurisdiction of the United Nations. I don’t know … what do you think?

Finally, a stable international economy can only be achieved by cooperating national economies PEACEFULLY recognizing each nation’s surviving needs in term of natural ressources, food, healthcare, education and development capital, not through wars and violence, not through reforms in the form of jihads and crusades, not through arms-imposed democracy either. It can come only from a patient international effort of compassionate humanitarian caring, from progressive evolution, and from providing for the basic human needs of billions of suffering people, whose despair is manipulated for violent revolutions to blame and destroy each other.

Believe me, I didn’t invent most of these ideas! I got inspired by the efficiency of our ‘’blood-capital’’ circulation system and also I got inspired by many-many authors listed in the five annexes, especially Elizabeth Warren, Ellen Brown (the leading advocate on public banking), Gandhi, Mandela, Pope Francis, Roosevelt, and also by the authors of The Money Masters, with many quotations taken from their websites.

→ PRINCIPLES OF MONETARY REFORM

http://www.themoneymasters.com/monetary-reform-act/principles-of-monetary-reform/

http://www.themoneymasters.com/links/

→ MODERN MONEY MECHANICS

http://www.themoneymasters.com/monetary-reform-act/modern-money-mechanics/

→ THE FIVE BANK WARS

http://www.themoneymasters.com/monetary-reform-act/the-five-bank-wars/

According to The Money Masters:

• The modern political power structure has its roots in the hidden manipulation and accumulation of gold and other forms of money

• The development of fractional reserve banking practices in the seventeenth century brought to a cunning sophistication the secret techniques initially used by goldsmiths fraudulently to accumulate wealth

• With the privately-owned Bank of England in 1694, the yoke of economic slavery to a privately-owned central bank was first forced upon the backs of an entire nation

++ CAPITALLESSISM HIGHLIGHTS SOME CONTROVERSIAL IDEAS IN OUR MACRO MODEL (they might not be politically correct).

We definitely envision a NATIONAL PROTECTIONIST ECONOMY, as does Israel, China, Switzerland, Germany, Japan, etc., which have become economic successes. Many of these ideas are not really new. Many have been expressed in various media by isolated authors. I collected and grouped many of them to illustrate their integrated value as a giant macro model. (They are listed in the bibliography and the annexes).

→ THE CREATION OF A PUBLIC OWNED NATIONAL COOPERATIVE BANKING SYSTEM is needed to coordinate the currency creation and circulation instead of allowing total control solely to the private banking sector. The PONC banking system will be the main coordinating brain power and the financial heart-pump of the economy in partnership with the private banking sector. Thus the creation of a balanced public-private banking system.

→ FORGET ABOUT NATIONALIZATION OF BANKS as some leftists suggest. Instead, push for the NATIONALIZATION of FRACTIONAL RESERVE BANKING rights. Treat it as a national property: the same way as mineral rights, which are licensed out to complying mining corporations; the same way as the air-space which are licensed out to a strictly regulated airline usage Private banks should be allowed to practice only FULL RESERVE BANKING, without governmental guarantees, as any private business. Then, establish FRANCHISED NATIONAL FRACTIONAL RESERVE BANKING—i.e., franchise out to private banks this new right—under license from the government and push for HARMONIOUS COOPERATION between the private and the national public banking sectors. This measure would in itself provide funding for national programs.

→ start a novel NATIONAL VIRTUAL E-CAPITAL CREATION process, the new lifeblood of the economy instead of relying on foreign capital, by using the NATIONAL FRACTIONAL RESERVE BANKING for the benefit of all, not only the private banks, vs. begging for private investment. Skip gold as a reserve! CREATION OF A NEW TYPE OF MONETARY RESERVE based not on gold but on the global stable commodity of national production potential based on national needs (as suggested by Thomas Edison).

→ Study The CANCELLATION or LEGAL INVALIDATION of most NATIONAL DEBTS—no, the reevaluation and readjustment to their real commercial value—and also the CANCELLATION of LIFE-SUSTAINING, VITAL, NECESSARY TYPES OF PERSONAL DEBTS (such as for medical treatments and educational costs).

→ Study the possibility of Repayment of national debts with virtual capital created from the PONC bank. Or consider selling them off at their fair market value or maybe consider simply writing them off….. thus freeing many nations from crippling interest payments and AUSTERITY programs.

→ Creation of two kinds of currencies usable SIMULTANEOUSLY: the concepts of KINETIC CAPITAL (something like BITCOINS or BITCHIPS) for protecting PUBLIC rights of trading-in-circulation and POTENTIAL CAPITAL for PRIVATE rights of savings purposes.

→ E-RECAPITALIZATION OF THE NATIONAL ECONOMY WITH E-CAPITAL—create capital access to small/medium-sized entrepreneurs.

→ PROMOTION AND DEVELOPMENT OF A NETWORK OF NATIONAL COMMUNITY BASED COOPERATIVE ECONOMIC SYSTEM. Regrouping entrepreneurs (small, medium, and large enterprises) into cooperative enterprises and providing them with adequate financing from the PONC bank.

In these new free enterprise cooperative structures people would feel much more motivated and involved in the production process by being able to participate on an equal-to-equal basis in the financial affairs of the enterprise and its future. Unlike private companies that function on the basis of the shareholder’s decision, such a network would balance out the corporate and private entrepreneurs and produce a healthy fair competition between corporate enterprises and cooperative enterprises.

→ DEGLOBALIZATION vs. Globalization

Finding the distinction between good globalization and colonizing type, deindustrializing globalization where entire nations’ industrial sectors are destroyed in order to reduce them to become consumer markets and to build global import markets out of them.

→ First apply ECONOMIC NATIONALISM 94463.png then REGLOBALIZATION

→ Study the controversial GOD FACTOR as a catalyst for the ECONOMY

→ Study the role of NON VIOLENT RELIGION in social conscientization of economic interactions, an evolution toward COMMUNITY-ISM

→ The HUMAN LAWS OF ECONO-DYNAMICS, the basic economic laws founded on the unchanging properties of the human atom and the FAMILY molecule as the nucleus of economic structures.

→ By the extension of these laws, DECLARE THE PRINCIPLE OF PRIVATIZATION OF EDUCATION, HEALTHCARE, AND OTHER SOCIAL SERVICES AN ILLOGICAL FALLACY. Following the logic of the basic family model as the smallest economic cell of society, where care-giving members, developing members, and care-receiving members are essentially and functionally not profit-producing members, yet nonprofit-producing structures in society are essential and complement sustaining the productivity-assuring structures.

→ ECONOMIC ENGINEERING vs. the gurus of free market forces, why not free-flowing traffic forces without traffic lights downtown?

→ REINVENTING POLITICAL AND ECONOMIC DEMOCRACY: introducing the NEW FACTORED DEMOCRATIC VOTE concept; i.e., VARIABLE VOTE-WEIGHT FOR PARENTS corresponding to the number of their children or introduce the per capita FINANCIAL NEED ASSESSMENT for planning the economy, [as DEMOCRATIC REPRESENTATION of the needs of every person, including children, via their parents (needs assessment according to Roosevelt’s second bill of rights)], and these may be followed by automatic PER-CAPITA DEMOCRATIC E-CAPITAL SUPPLY/ACCESS by families. Also reinventing democratic governing instead of the once-in-every-four-year-X-on-the-ballot. Then forget about the voters,; introduce governing-by-surveys. Maybe we would have less protests, riots, and less violent demonstrations.

→ INCOME TAX REFORM PROPOSAL HIGHLIGHTS to activate capital circulation:

• FRACTIONED FAMILY INCOME, an income-tax reform for a family-based tax reform, where the global taxable family income is split up among spouses AND CHILDREN

• Where ALL spent money in the economy is tax deductible, ALL IDENTIFIED EXPENSES

• Where UNSPENT EXCESS CAPITAL beyond savings is taxable to stimulate capital circulation and to discourage GLUTS

• REGULATING OFFSHORE BANKING as a solution to reducing capital flight and capital gluts

• DEMOCRATIC CAPITAL ACCESS FOR ENTREPRENEURS, yet at the same time we also suggest LIMITING INHERITANCE above a ceiling (five million dollars to each of the heirs), as the dead don’t need capital anymore and five million is plenty, in order to increase the national capital pool reserve

→ The innovative concept of the use of a CURRENCY MONITORING SYSTEM: CMM System or ‘BIT-BILL®’ 94467.png as Currency Movement Monitoring System for the potential reduction of corruption, the underground economy, the financing of terrorist organizations and the black markets.

→ FORGET ABOUT AUSTERITY PROGRAMS, BOOST NATIONAL JOB AND ENTREPRENEURSHIP CREATION. QUITE THE CONTRARY, CREATE SPENDING REGULATIONS TO INDUCE CAPITAL CIRCULATION WITHIN THE NATION. Instead of cutting spending quite to the contrary induce spending thus capital circulation. Stimulate the creation of micro, small, and medium entrepreneurship programs with democratic E-capital access. Protect national entrepreneurs and consumers of GLOBALIZING FREE TRADE and from FREE MARKET GIANTS. Reduce capital flight and regulate imports.

→ The New International Monetary Fund under THE UNITED NATIONS and the institution of a UNITED NATION INCOME TAX SYSTEM ON MULTINATIONALS. China’s foreign aid and economic cooperation policies on joint projects with developing nations makes China the new model for a reformed International Monetary Fund and the World Bank.

→ ON THE INTERNATIONAL SCENE, A NEW COOPERATIVE TYPE INTERNATIONAL MONETARY FUND, the international version of the PONC Bank under THE UNITED NATIONS and the introduction of a UNITED NATION INCOME TAX SYSTEM ON MULTINATIONALS and OFFSHORE BANKS. Maybe a new world currency on the model of the euro, call it WORLD-RO. Its new role would be to even out economies between EXO-CAPITAL ECONOMIES AND ENDO-CAPITAL ECONOMIES.

→ Do you want to SAVE MONEY ON UNNECESSARY WARS? SCRAP THE INTERNATIONAL CRIME COMMISSION and instead create a French-style foreign legion type of AMNESTY PROGRAM AS AN OASIS FOR ALL EX-DICTATORS. Violent, corrupt dictators like Khadafy, Sadam Hussein, and Assad fear not only revolutions at home but also prosecution from abroad, so they cling on to their survival by violent means. Instead, encourage them to leave peacefully