Emergency Cash
By R.R. Fisher
()
About this ebook
At least once in every person's life comes a time when the need is great and the resources are few. It can be hard enough to make ends meet on a decent wage, but, when the times get tough and the money just is not there to meet the need, a person can easily despair.
101 Ways to Raise Emergency Money has been written with you in mind. If you are forever trying to come up with inventive ways to earn and save more then this creative ebook will thrill you.
When a person can have good financial control and a good plan of action. Should emergency funds be needed, a person can then sleep better at night.
There is no real magic formula for coming up with on-the-spot emergency cash. There is a good deal of thinking through and the putting of a good plan into action. If you can do that, you have it made. That is truly all that any one of us can do to secure our tomorrows.
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Book preview
Emergency Cash - R.R. Fisher
Emergency Cash:
How To Generate Quick Cash In An Emergency
Table of Contents
4 Introduction
5 How to Cope with a Cash Crisis
5 Learning to Cope with a Money Emergency
7 Increase your Cash Flow without Going Further into Debt
9 Start to Build your Emergency Fund
10 Say Good-bye to Credit Cards
11 Painless Ways to Find Money in an Emergency
13 Every Day Ways to Save Money in an Emergency
17 More Creative Ways to Save Money
20 Thrifty Ways to Save Money
24 Even You can Save on a Shoestring
24 Are You Ready to Start a Good Savings Plan?
27 Smart Tips for Living on a Budget
30 Tips to Help you Save
31 7 Serious Ways to Help you Save
32 More Serious Savings Strategies
34 Make Small Cuts for Huge Savings
37 Emergency Money Strategy while Dealing with Debt, Financial Stress & Family
38 Quick Cash Fixes
39 A Few Timely Lessons in Simple Living
41 How to Save Money on Gas
43 Simpler Solutions for Managing your Money
48 Bring Both Calm AND Savings into your Life
48 Slash your Electric Bill in 6 Easy Steps
50 Good Ways to Find FREE Money
53 Can you Survive/EMERGENCY PREPAREDNESS
Introduction
At least once in every person’s life comes a time when the need is great and the resources are few. It can be hard enough to make ends meet on a decent wage, but, when the times get tough and the money just is not there to meet the need, a person can easily despair.
101 Ways to Raise Emergency Money has been written with you in mind. If you are forever trying to come up with inventive ways to earn and save more then this creative ebook will thrill you.
When a person can have good financial control and a good plan of action. Should emergency funds be needed, a person can then sleep better at night.
There is no real magic formula for coming up with on-the-spot emergency cash. There is a good deal of thinking through and the putting of a good plan into action. If you can do that, you have it made. That is truly all that any one of us can do to secure our tomorrows.
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How to Cope with a Cash Crisis
If you are hit with a serious money crisis and you find yourself scrambling around for emergency money, here’s how to assess your situation and get back on your feet.
All of a sudden and without warning, your roof begins to leak! Your hot water heater shuts down and your computer goes up in smoke, the clutch needs to be replaced in your car and your son decides to have his wedding on the Isle of Oahu – all of this within the same week!
As you sit, stunned and you ponder an exit strategy you receive a friendly letter from the IRS explaining that you miscalculated your taxes in 1996, and they now own your house.
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This Kind of Money Emergency Requires your Immediate Attention
What do you do?
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The above scenario looks like a money emergency of biblical proportions. You are afraid to open your front door for fear of finding a swarm of locusts!
Thank goodness, there are things you can still do to restore your financial life and equilibrium—and perhaps even fend off future misfortune—without having to sell your very soul.
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Learning to Cope with a Money Emergency
Wherever there are money woes, you can be sure to find crippling emotional setback. Avoid it all you try, you might just as well begin to prepare for the devastating financial and the emotional fallout that is sure to come. You will need to cope very well with both if you hope to make a solid financial comeback.
Whenever a money emergency hits, it will be your ability to deal with the individual pitfalls that will hold you in good stead. It is when a series of financial hits come your way that the stress will tend to accumulate and make your life much more difficult to cope with.
You will not be so overwhelmed when you can calmly and rationally look at each problem as it arises. If you sit back wringing your hands with worry and allow all of your emergencies to pile into one; you will find yourself down for the count.
Calm must take center stage. You must NEVER allow yourself the luxury of panic. There is no one there for you to just take over. You are all you have.
The more you panic, the less effective you will be. You need to keep a very clear head to be able to sit down and come up with an appropriate plan. Be aware of your own tendency to sabotage your plans further. It is only when you are at your most calm that you will be prepared to get to where you need to be and then overcome.
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Being Calm is the First Key to Managing a Money Emergency
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At even the first hint of a money emergency, it’s important not to act right away. If you do you will inevitably make a mistake! Before you can manage your finances again, you have to first manage your emotions. You absolutely must regain your balance before you can even begin to make a plan.
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If your money emergency demands that you act quickly, think first about seeking the advice of a debt counselor, money coach, or financial planner. Whenever possible think about seeking out the aid of a financially perceptive friend or family member who can help you to come to a clearer perspective.
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Remember the adage that two heads are always better than just one!
You won’t need to make a major cash investment if you’re strapped. Look for a planner who will give you a one-hour consultation for $150. Often this will be all you will need to securely turn the corner.
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Time to Crunch some Numbers
The first step toward establishing financial stability is