The Midlife Career Change Playbook

By Quinton David

If you are planning to change your career without risking what you already built keep reading...

Every year millions of people in their 30's, 40's or 50's set goals to change their career but end up stuck in the same job month after month.

This is because you are already established in your career, invested time, effort and money and do not want to lose all the results you have achieved over time. At this stage of life, you have responsibilities like a family, mortgage and car payments and your whole identity can be tied into what you do, so it is completely normal to be afraid to make a change into the unknown.

Yet every year there are thousands of people that successfully make the change to the career and lifestyle of their dreams without risking what they already ready built or neglecting their responsibilities, by following a simple but proven strategy.

The Midlife Career Change Playbook: A 12-Month Strategy to Replace Your Income and Live the Life of Your Dreams Without Risking Everything You Worked For is your one-stop guide that will teach you how to finally live the life that you have always wanted. If you are tired of your 9-5 routine, if you are tired of the daily drag, or if you simply want to have a much higher income, then this book is for you. This book will instruct and show you how to create positive changes in your life so that you can live the life that you have always dreamed of.!
 

The Midlife Career Change Playbook, will help you:

• Feel confident to start the process of changing your career
• Develop the high income skills
• Double your income before leaving your current position
• Overcome doubt and fear
• Quit the job you hate
• Create the lifestyle of your dreams
• Much, much more!

Much of the advice in this playbook may seem simple and even obvious but the data shows that if you stick to the strategies outlined in this book you will create the career you have always wanted.

Download your copy today! 

So if you want to change your career without risking want you have already built click "add to cart"! 

• Language: English
• Publisher: Quinton David
• Release date: Jul 16, 2019
• ISBN: 9781393854470

Book preview

Step 1 — Build up 6 Months of Savings

What you intend to do demands more than careful planning. More importantly, it requires that you take actual steps and positive actions to achieve your goal. The first step is for you to start to build up 6 months’ worth of savings. Actually, this is the first step towards a bigger goal. As the saying goes, A journey of a thousand miles starts with a single step. This is that single step. Your objective is to be able to earn 6 months of savings. This is to ensure that you have enough money to support your family, as well as to cover for all your other expenses and obligations. Do not worry; you will most likely not spend all those savings. After all, you will also be making money along the way. However, this is important just to give you a good margin just in case the worst case happens where you fail and not earn any money. The amount of money that you need will depend on your needs. If you have a family to support, you will need more money, especially if you have several kids. You should always consider your situation. Be honest with your current financial standing. If you have debts and other obligations, then you should think of those things as well. This is an important part as it will give you a sense of direction, as well as the right action plan that you’ll be taking. After all, the things that you have to do will also be influenced by your current financial situation.

There is no easier and quicker way to earn money than by saving money. By cutting down on your expenses, you can significantly increase the money that you have. Not knowing how to control your expenses, regardless if you’re a high-income earner, you’ll most likely end up in financial difficulty. Let us now look at some money-saving techniques and tips that you can do

The importance of living below your means

Whether you intend to quit your job or not, it is always important to learn to live below your means. Unfortunately, many people live above or beyond what they are capable of, and so they end up with lots of debts and all other bills and obligations that they could not resolve. Needless to say, you should never let this happen to you. If you want to have a successful, fulfilling, and happy life, then you should learn to live below your means. Now, do not think of this as something negative or that you would have to live poorly. This simply means that you need to ensure that your expenses are proportionate to your earnings. Anything that exceeds your income would mean that you will have some form of liability one way or another. Being able to live below your means is one of the best ways to save money.

It is also worth noting that you should strive to live below your means. This means that you need to have some excess after you have deducted your expenses. You have to be able to save money at least every month after paying for all your financial obligations. If you do not have savings, then that is something that has to be addressed quickly. It is advised that you get a pen and paper and list down your sources of income and expenses. Be specific as possible, especially when it comes to noting down your expenses. Once you have everything written down on paper, you should examine your list of expenses and think of ways on how you can minimize them. Is there something that you could drop from the list? Also, try to find out if there are more affordable alternatives for some of the items on your list. The key is to try to lower your expenses as much as possible. Take note that this does not mean that you have to live a poor and sad life. You can still buy whatever you want and enjoy life. But, you need to make it a priority to have some savings. Do not forget that this is your objective to earn enough savings that will support you for 6 months. This is not a simple task to accomplish especially if you have not yet saved any money or if your current earning is just exactly enough to pay for all of your needs.

The next step is to focus on your sources of income. Can you think of a way to increase your monthly income? With more income, you can also enjoy more savings. Do not worry; we will discuss notable ways to increase your income later in the book. Indeed, it is not unusual to find people who need to supplement their income just to earn enough money.

A common mistake is to increase one's expenses as the income increases. This is wrong. In fact, you should always try to cut down your expenses all the time. Focus on increasing your income and your savings. Once you are able to do this and you are able to generate enough money that can cover you for 6 months, then you can easily make decisions and take risks.

Next, you should compare your earnings versus your expenses. This involves just a bit of math. Simply subtract your total monthly expenses from your total monthly income. You should end up with a positive profit. If you get a negative number, then it means that your expenses are higher than your earnings – an easy and sure way to be in debt and financial distress. Hence, if you ever encountered this situation, you should do everything that you can to lower your expenses. Of course, you should also try to increase your income if you can. Still, the easiest and quickest way would simply be too cut down your expenses. If you really think about