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    Human Capital in Personal Finance
    Human Capital in Personal Finance
    Human Capital in Personal Finance
    Ebook14 pages7 minutes

    Human Capital in Personal Finance

    By Sam Ghosh

    ()

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    About this ebook

    We take personal financial decisions based on what we perceive as our assets and liabilities are. Young people who did not inherit much financial assets, often fall in the trap of a conservative mindset thinking that they do not have enough assets to take financial risks. This is faulty thinking given that the most valuable asset young people generally have is their ability to earn, i.e. dividends from their skills will constitute the largest cash-flows in their future. This is why financial thinking must incorporate the earning ability a.k.a. Human Capital as an asset. Doing this enables us to maintain and grow the biggest asset we have along with taking prudent financial decisions.

    LanguageEnglish
    PublisherSam Ghosh
    Release dateDec 10, 2018
    ISBN9780463176535
    Human Capital in Personal Finance
    Author

    Sam Ghosh

    Sam Ghosh is an Investment Advisor and Founder of Wisejay Pvt. Limited. He has an MBA in Finance from University of Calgary, Canada, completed all three levels of the CFA program offered by the CFA Insititute, USA and holds various NISM certificates including Mutual Funds Distributors Certificate.

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      Book preview

      Human Capital in Personal Finance - Sam Ghosh

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