The Risk Underwriters: Destined to Be an International Bestseller
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Constantine Chris Pavlides, Professor of Business Admin, Temple University Philadelphia
The long-drawn Vietnam War created a dramatic backlash in the USA social psyche. Side by side with the civil rights, peace and love movements in the urban city areas and university college campuses, drug use and chemical dependency spread nationwide. Over time, vivid pictures of violence in Vietnam sustained by TV and published reports, and corroborated by returning veterans and Newsweek and Time magazines, plus incessant riots in major USA cities, with drugs playing significant roles in audacious clashes with the police and the military, began to blur the differences between crime, punishment and socialized violence.
First, it was the USA that was underwriting the political and defense risks for South Vietnam. The French had tried earlier and failed. Inside the American society, insurance companies, the lead underwriters of economic and some political risks, were accelerating their organizational evolution, technology and capacity building to cope with a much more complex society.
It is in this milieu that James Payne, a blue-blood and a rising corporate attorney, was charged with doing the unthinkable; pouring a large portion of concentrated sulphuric acid on his would-be lover, Virginia Vitelli, also a rising advertising executive in Manhattan, New York City. His victim lost both eyes and became permanently blind. The dramatic trial that followed this gruesome incident played out for a couple of years, mirroring the loss of sensibilities on crime, violence and punishment in the larger society.
Was the stage for these events set by the socio-psychological impact of the Vietnam War and its frustrations on Jim Paynes generation? Did Jim Paynes generation become immune to love, affection, pain and violence? What roles did the Risk Underwriters play?
Herbert Onye Orji
Herbert Onyekwere Orji, FCIB (London), CFA, OON Professor Orji, Global Investment Banker and Chartered Stock Broker, is the Chairman and CEO of Summa Guaranty & Trust Company Plc,(Member of the Nigeria Stock Exchange). He previously served with the IFC-Emerging Markets Inc. as a Consulting Senior Advisor on Discount Houses; Managing Director & CEO of Progress Bank of Nigeria Plc. (1985-1991); Pioneer Representative and General Manager of United Bank for Africa in the U.K; Vice President of American Express Bank Group on Wall Street, USA and a Computer Systems Programmer with Riggs National Bank, Washington DC (now PN Bank N.A.). Professor Orji graduated with a first class honors in Mathematics and Economics from Howard University. He received an MBA (Finance& Operations Research) with distinction from the University of Michigan. Thereafter he received a PhD from Union Inst. & Univ. and a PMD from Harvard Business School. He has published five books, two of which are publishers’ award winners, and over 120 articles in Nigeria and abroad on Banking & Finance, Operations Research, Investment Management and the Applied Economics of Development. He has also lectured at Howard, Union, Lagos Business School, the Nigeria Institute for Policy and Strategic Studies, Harvard and Clark-Atlanta Universities. Orji is the President‘s Council Professor of Banking, Finance and Applied Economics at City University Los Angeles. Professor Orji serves on a good number of Boards, including the parent Board of Harvard Business School Alumni, Boston, and Chairmanship of United Way-Nigeria. He is married to Dr. Nnenna A. Orji, Chairman and Chief Judge of the Investments and Securities Tribunal, and they have seven children. Prof. Orji was honored with the National Award of Officer of the Order of the Niger (OON) by the President of the Federal Republic of Nigeria in 2011, for exceptional contributions to banking, finance, applied economics and post-graduate education. N.B: This book, The Risk Underwriters, was written in 1976-77, when the author was coming up as a young Investment Banker on Wall Street, New York City. OT HER BOOKS BY THE AUTHOR: 1. Forward Ever. Eastern Nigeria Printing Press, 1967. 2. Interstate Regional Banking Systems. University of Michigan Microfilms, 1980. 3. Regional Banking & Economic Development in Nigeria. Fourth Dimension Publishers, Enugu, and Millimot of London, 1986. 4. Platinum Essays In The Philosophy Of Applied Economics of Development. Author House, Bloomington, Indiana, 2011.
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