Secrets to Great Wealth: Secrets the Rich Would Wish You Never Knew
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About this ebook
It identifies the greatest secret to wealth;
It will teach you secret strategies on Real Estate investment in Nigeria with or without capital;
It will enlighten you on how to complete a three-bedroom flat with less than three million naira;
You will be taught how to become an expert trading on the Nigerian Stock Market without having to rely on your stock broker;
It will reveal to you the secret of Marital Harmony;
It will help you develop and achieve the goal of financial freedom;
You will be helped to discover your purpose and fulfil your destiny;
You will learn how to set achievable goals, make good plans and budget your way into wealth;
You will discover the greatest business that can give you residual income without you working;
You will be inspired to discover and pursue your passions;
You will learn how many incomes there are and how to use them to multiply your wealth;
You will be exposed on what to do before retirement to live the kind of life you desire in retirement;
You will learn how the super rich make their budget;
You will also learn how to tithe your way out of poverty into wealth and how to buy land in Nigeria successfully; including how banks trap unsuspecting Nigerians into mortgage debt and the way out of it.
This book essentially teaches that you can rewrite your financial story by yourself!
Patrick Atin Ekuri
Patrick Ekuri is an avid and successful investor in company stocks and real estate. He not only epitomises the rag-to-riches story of most successful investors, he is also a fine example of the financial success any individual can have if he or she can aspire to it, employ the right investment channels and be dogged in the pursuit of his/her financial goals. His passion for knowledge on the secrets to financial success has helped to rewrite his financial story, remove him from the rat race and gradually position him for financial independence. In this no-holds-barred financial and investment book, Patrick unveils the same secrets that have worked and are working for him, and shares with you, in a readable and clear style, how you too can aim for financial freedom by doing what the rich do and knowing what the rich know. Why reinvent the wheel? Like a wise man once said, if you want success, “Always try to inquire from those who have acquired whatever you require or desire in life or business.” To change your financial story, let Secrets of Great Wealth: Secrets The Rich Would Wish You Never Knew teach you fundamentals of financial success and how to excel in stock and real estate investments. Don’t let arrogance detain you in the wilderness of ignorance. Information still remains the key to transformation! Get this book today! You can reach him for seminar, conference or consulting purposes on 234-8070970778 or 234-8033074682 or pattykuk@yahoo.co.uk.
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Secrets to Great Wealth - Patrick Atin Ekuri
DEDICATION
To Almighty God for inspiring the idea;
To my spiritual father and mentor, Bishop David Oyedepo, for providing the enabling environment where I discovered my purpose in life;
To my jewel of inestimable value,
my beloved wife, Barrister Mrs. Ifeoma Juliet Ekuri (Nee Nwaowu). Your love, devotion and support are the true wealth of my life;
To my children, Ndifon, Emmanuel, Daniel and Stephanie, for enduring the hardship so that our plans and goals will work;
I dedicate this book to all of you.
Table of Contents
DEDICATION
ACKNOWLEDGEMENTS
INTRODUCTION
SECTION ONE: THE MAGIC OF GOALS
CHAPTER ONE
CHAPTER TWO
CHAPTER THREE
CHAPTER FOUR
CHAPTER FIVE
SECTION TWO: THE TEN PERCENT SOLUTION
CHAPTER SIX
CHAPTER SEVEN
CHAPTER EIGHT
CHAPTER NINE
CHAPTER TEN
CHAPTER ELEVEN
SECTION THREE: STOCK MARKET STRATEGIES
CHAPTER TWELVE
CHAPTER THIRTEEN
CHAPTER FOURTEEN
CHAPTER FIFTEEN
CHAPTER SIXTEEN
CHAPTER SEVENTEEN
SECTION FOUR: REAL ESTATE STRATEGIES
CHAPTER EIGHTEEN
CHAPTER NINETEEN
CHAPTER TWENTY
CHAPTER TWENTY-ONE
REFERENCES
APPENDIX ONE
ACKNOWLEDGEMENTS
This book was difficult to complete. I can remember the heat of the day, the chill of the night and the mosquitoes that followed. Even lack of electricity was a factor against its completion. However, with persistence and sacrifice, it is finally complete.
I want to acknowledge everyone who participated for their help and support, without which this project would never have been completed.
I thank Almighty God for the inspiration to write this book.
To Bishop David Oyedepo, my spiritual father and mentor, I say a big Thank you.
You established the Word of Faith Bible Institute (WOFBI) of Living Faith Church Worldwide, where I discovered my purpose in life. Special thanks to my lovely wife, Ifeoma, for believing in my vision. You took a look at the emptiness around us then and declared: The hunger that has hope does not kill.
Your support was the motivation I needed to complete this book.
My wonderful children: Ndifon, Emmanuel, Daniel and Stephanie, for enduring a life of frugality in order for us to move forward. Emmanuel, especially, you had to be withdrawn from school in order for me to start my first investment of ten thousand naira. I appreciate and love you passionately!
I acknowledge the contribution of my dear mother, Mrs. Dorothy E. Ekuri. Though you cannot read, yet your business instincts led you to great investments in Real Estate and the Stock Market.
I remember the contributions of my great father in-law, Nze Elvis Ugonna Nwowu. You were always bombarding us with loads of material and financial incentives. Unknown to you, Sir, those efforts contributed to the realisation of our goals and plans.
My cousin, Honourable John Eno Owan Eno of the Federal House of Representatives, I salute you. Your moral contributions are appreciated. Thanks for being a pillar in the family and a light that shines for all to see.
Let me mention my very good childhood friend and in-law, Cosmas E. Nku, alias Cozo. You are a strategist, always working behind the scenes to make things happen. Also worthy of mention are members of Ekumi Abon Etung, a social group. Thanks for your belief in me and your tacit support for my endeavours.
Special thanks to Agboola Akindele who supported me all the way and even wrote a portion of this book.
Thanks to you my very good friend, mentor and stocks guru, Abayomi Obabolujo, for your outstanding support for this project. Members of the Stocks Watch Group are not left out, especially Mr. Ambrose Omodion, Mr. Solomon Edoh and the publishing crew of the outfit.
My gratitude also goes to Debo Adejana, my mentor and personal friend. Thanks for allowing me the use of your resources to complete this book.
In the same vein, I want to appreciate Dr. Sunny Obazu Ojeagbase and his Success Digest Extra Publications. I also especially recognise the contributions of stocks gurus, Mr. Sanmi Akindipe and Mr. Hope Eno. Your articles greatly influenced the writing of this book.
I cannot but mention my childhood friend and business mogul, Mr. Charles Nsor Mbu Ogar and a long-term friend Mr. Gabriel Ozoemenam. Uncle Charles, as you are fondly called, I want to appreciate your great support and for being my business mentor.
Mr. Henry Ojogbo of Procomtel Limited, special thanks to you for your goodness. Mrs. Ebi Fumudoh, my financial adviser, thanks for your support and encouragement.
I also pause to thank Mr. Isiaka Y. Hamed, a Comptroller of Immigration and Mr. Emmanuel Abianga of National Open University for the impact you people have had on my career development. Also, Mrs . Davies Jones of Nigeria Immigration Service and Mr. Michael A. S. Obot, for their support for my career.
Special mention must be made of my siblings: Mrs Veronica Linus, Mrs. Oyonghe Ebori, Mr. Terance Mgbe, Mrs. Helen Isong and Mr. Augustine Agbor. I also greet my uncle, Mr. Victor Njor Ogar, alias Sir Vick. I also extend my love to my in-laws: Henry Obiora (including his wife and daughter, Dr. Adanna and Chizi), Linda Nnenna, Ifeanyi Emeka, Pamela Chinagorom and Genevieve Obiageli; all of Nwowu family.
I won’t forget the professional assistance I got from Ugochukwu Urim of Finesse and Elegance in the area of editing of this work, and the role Chuks Ikimi played in giving this material a worthy and an attractive graphic design and layout. God bless you guys.
Others worthy of mention are my real estate friends and supporters: Mr. Haastrup Akinsola and Mr. Sunday Akinniyi. I won’t forget my expatriate friends such as Lakshmi Saxena (Indian); Mr. Mohammed Jaber (Lebanese); Mr. Keith Mabray (American); Mr. Mike Kelleher (Australian), and others too numerous to mention.
To the memory of my dear father, Chief Moses Ekuri Atin, you lost your life in a tragic circumstance while defending the family lineage. I also pause to remember my late mother-in-law, Mrs. Gloria Nwowu. The sudden departure of both of you brings painful memories. May your souls rest in perfect peace. Amen.
Finally, for all those people who told me all these years that it cannot be done, you have pushed me to give you hope! Thank you.
Patrick Ekuri
INTRODUCTION
Topics covered in this book include:
1. What is the Greatest Secret to Wealth?
Are you among those who amass ill-gotten wealth early in your careers only for you to later lose all of it to ill-health and other factors? In this book, you will find solution to these issues. The spiritual dimension of Satan’s attack on your life and wealth and how to overcome is also revealed in this book.
2. How does one invest in Real Estate in Nigeria without capital?
Discover the secret strategy of Real Estate Investment in Nigeria with or without capital. Don’t miss it.
3. How can you complete a three-bedroom flat with less than three million naira?
Details of building stages, materials and cost of labour are all yours in this book.
4. Become an expert trading on the Nigerian Stock Market without having to rely on your stock broker!
What an easy way to wealth!
5. Marital Harmony
The secret to achieving marital harmony is in this book. As Robert Allen puts it, Whether you experience great peace of mind or constant anxiety will depend on getting your finances under control. Your relationships will be greatly affected. In fact, most divorces in our society result from disagreements about money. Understanding money - how to make it and keep it - is absolutely essential to your life, to your relationships, to your happiness, and to your future.
6. How do you achieve financial freedom?
A writer defined wealth as owning appreciable assets, as opposed to displaying high consumption lifestyle. Wealth is not the same as income. You will learn that if you make good income and spend it all, you are just living high.
Wealth, on the other hand, is more often the result of a lifestyle of hard work, discipline and sacrifice. How to concentrate on accumulating wealth in other to achieve financial independence is found in this book.
7. Discover you purpose and fulfil destiny
You will find in this book how to discover your purpose (the reason God created you) and fulfil destiny.
8. How to set achievable goals, make good plans and budget your way into wealth.
After going through this book, the future will no longer just happen. You can influence it by the plans you make.
9. What is the greatest business in the world?
Discover where most of the world’s millionaires make their money or after making it, where they keep their money.
10. Discover and pursue your passions.
Suppose midway into your career, you discover that you are in the wrong job, what do you do? Discover how to move from your present job, if it is the wrong one, into your passion and fulfil destiny.
11. Types of Income
What is the difference between income and wealth, job and business, earned income and residual income? Discover how compound interest combines with one of these secret weapons to amass for you great wealth.
12. On Retirement
Articulately expressed thoughts on finance are presented in an entertaining style through fictional conversations between Nkumi, our ignorant and poverty-stricken average worker, and a stranger who later became one of his mentors. You will learn that sound financial planning is not only relatively simple, but it can also be fun.
As we prepare for retirement, you will realise that:
• After a lifetime of earning, most retirees and their families end up with nothing. How can that be? And how can you avoid that? In this book, you will learn how to become financially successful before retirement.
• Discovering a business you can start doing right away while maintaining your day job will help you prepare ahead.
• Hypertension and other health issues related to lack and want could be avoided.
13. How do the super rich make their budget?
In our society, I bet you that billionaires are few and far apart. Even when you come across some of them, and you have the opportunity of getting to know their financial habits, you will be amazed how they budget their personal expenses! In this book, one of the most popular billionaires reveals this secret. It is sizzling. It is hot. It will whet your appetite and increase your financial education.
14. How to Tithe your way out of poverty into wealth, how to buy land in Nigeria successfully, with detail of all necessary documents.
These and many more are all contained in this book including how banks trap unsuspecting Nigerians into mortgage debt and the way out of it.
This book will change your life. It will prevent you from relying on man. You will relax and enjoy life while your money is growing. You can