Basic Budgeting Work Book: The Help You Need to Build, Rebuild, or Improve Your Credit, and Get Yourself out of Debt!

By Apostle Elishaphat

This book contains 5 years of budgeting worksheets.

Other books available by this author:
In a World of Darkness, Let There Be Light!
Which can be found all over the Internet!

Finally a book that addresses a growing problem millions of Americans are faced with on a daily basis. Never before has a book offered so many compelling opportunities, and positive options for those faced with credit and debt problems as this book does.

This book is dedicated to all those who are faced with everyday expenses, that if not controlled will hinder their desire of staying out of debt. You may have goals and dreams, but if you dont set up a financial guideline, you may not reach them. This book is the best budgeting plan and financial guide to help you attain your goals.

The goal of financial independence must begin with a sound budget plan: give some, save some and spend some. This book is the perfect tool to map out the course to achieve that goal.
Simone Atkinson, MBA Finance: President and Owner of F.B. Financials Inc

• Language: English
• Publisher: iUniverse
• Release date: Sep 29, 2010
• ISBN: 9781450249539

Apostle Elishaphat

For me, there was no beginning, and neither will there ever be an end! For though I was born into this world, my origin is not from birth, and neither can death ever be my end. For years I have lied in wait; waiting, calculating, training and preparing for this day in which my destiny would begun! The purpose for which I was sent into this present world! I have come a long way! I have excelled through difficult times, and in troublesome situations, and have survived from under the blanket of despair. And at long last, I have ascended! And now, now there shall be Great Wars! For I was sent with a sword from God, for which I shall be hated and despised by many preachers and singers of that which is known as “the gospel of Jesus Christ”! This sword, which proceeds out of my mouth, is the truth of Jesus Christ! Blessed are they, who are not offended in the light of the truth, which was given unto me by God the father through his son, Jesus the Christ!

Book preview

Copyright © 2010 by Apostle Elishaphat

All rights reserved. No part of this book may be used or reproduced by any means, graphic, electronic, or mechanical, including photocopying, recording, taping or by any information storage retrieval system without the written permission of the publisher except in the case of brief quotations embodied in critical articles and reviews.

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Because of the dynamic nature of the Internet, any Web addresses or links contained in this book may have changed since publication and may no longer be valid. The views expressed in this work are solely those of the author and do not necessarily reflect the views of the publisher, and the publisher hereby disclaims any responsibility for them.

ISBN: 978-1-4502-4951-5 (sc)

ISBN: 978-1-4502-4953-9 (ebook)

ISBN: 978-1-4502-4952-2 (hc)

Printed in the United States of America

iUniverse rev. date: 10/26/2010

BASIC BUDGETING WORKBOOK

Contents

Dedication

Foreword

About the Author

Endorsement

PREFACE:

REASON TO CHOOSE THIS BUDGETING WORKBOOK

GETTING STARTED WITH YOUR BUDGET

HOW TO USE THIS BOOK

WORDS OF WISDOM

LET YOUR CREDIT WORK IN YOUR FAVOR

Factors that Impact Your Credit Score

Fixing or Improving Your Credit Score

The Way Your Credit Score is Calculated

BASIC BUDGET WORK SHEETS

Dedication

This book is dedicated to all those who are faced with everyday expenses that, if not controlled, will hinder their desire to stay out of debt.

Foreword

This book is designed to be brief, easy to use and the result is guaranteed to be accurate and satisfactory once followed as instructed.

You may have goals and dreams, but if you don’t set up a financial guideline, you may not reach them. That is why I am suggesting this budgeting plan as a financial guide to help its user attain his or her goals.

In order to expedite your budgeting journey to a better financial life, it is recommended that you carefully read and follow all the instructions provided herein.

About the Author

The author of this budgeting book is Apostle Elishaphat, who specializes in the field of financial counseling and budgeting. He has traveled extensively throughout many countries and spoke in many seminars and organizations on the subject. The Apostle has worked closely with numerous accountants to improve the financial lives of