5 Mistakes Your Financial Advisor Is Making and the Questions They Dread Having You Ask

By Samuel N Asare

An overwhelming number of retirees
experience huge disappointments and, more importantly, they usually realize it when it’s all but too late to do anything about it. This book dispels five personal finance myths and gives you specific questions to take to YOUR financial advisor so that you can be sure you are receiving the best suggestions, solutions, and service.

• Language: English
• Publisher: Samuel N Asare
• Release date: Oct 31, 2011
• ISBN: 9781452486246

Samuel N Asare

Samuel N. Asare is an accomplished retirement advisor who has authored several publications covering a wide range of personal finance topics. He holds an MBA as well as the coveted advanced designation of Chartered Financial Consultant (ChFC). Samuel is also a Chartered Retirement Planning Counselor (CRPC), Chartered Mutual Fund Counselor (CMFC), Chartered Advisor for Senior Living (CASL), Chartered Life Underwriter (CLU), Certified Treasury Professional (CTP), and Certified Business Manager (CBM).

Book preview

5 MISTAKES YOUR FINANCIAL ADVISOR IS MAKING AND THE QUESTIONS THEY DREAD HAVING YOU ASK

REVISED EDITION

By Samuel N. Asare

The Common-Sense Approach to Wealth Building

Copyright © 2016 Laser Financial Group, LC

All Rights Reserved.

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E-BOOK ISBN: 978-1-4524-8624-6

DISCLAIMER

This publication is intended to be used for informational purposes only and not to be construed as legal, investment, or other professional advice, nor as solicitation for the purchase or sale of any security. While the material presented is believed to be from reliable sources, we make no representation as to its completeness or accuracy. No particular outcome is guaranteed. All investing involve some level of risk and costs. This is not an offer to provide services in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the laws of such jurisdiction. Any United States tax reference contained herein is not intended to be used and cannot be used for the purpose of avoiding penalties under the Internal Revenue Code, or promoting or recommending to another party anything addressed herein. All examples used in this publication are hypothetical and do not represent any actual investment product.

DEDICATION

To my amazingly beautiful, gracious, and intelligent wife, the one and only Lady Abena Ntsifuah Asare: Thank you for being my rock and the best life partner a man could wish for.

INTRODUCTION

Let’s Begin Here

First and foremost, a million thanks for your interest in this book. I wholeheartedly believe that the few moments you spend reading this material will be well worth it. Before we get to the main course, I’d like to take a few moments to briefly share with you my motivation for writing this book because I believe it will help put the material that we are about to discuss in the proper context.

Just like every hard-working person out there, you most likely dream of retiring one day down the road, perhaps sooner than later. What is your definition of retirement? Perhaps you envision yourself in a period of complete financial security when you’ll kick back and play golf or enjoy your favorite pastime whenever you feel like it. Or it might be traveling to spend time with friends and family, spoiling your grandchildren and great-grandchildren, volunteering for your favorite charity, and whatever else you might have on your retirement bucket list.

Most folks are aware of the fact that in today’s world of disappearing employer pensions, the dream of living in financial security during retirement falls squarely on their very own shoulders. As a result, they generally do what they know to be prudent and necessary to prepare for their golden years: they roll up their sleeves every day and work tirelessly over the years, diligently saving and investing as much money as they possibly can, all in an attempt to achieve a decent lifestyle in retirement.

Have you noticed, however, that the reality for many retirees in this country is actually vastly different from their dreams, in that a staggering number of them end up extremely financially disappointed when their