The Exciting World of Indian Mutual Funds

By Madhusudan Sohani

This is your own DIY guide in the form an article for choosing your mutual fund in the myriad world of Indian mutual funds. In India, there are over 960 equity related mutual fund schemes. Some of these schemes have offered compounded annual growth of over 16 to 30% in a time span of 5 years up to December 2017, translating in sizeable growth of initial investment. Unfortunately the choice of appropriate fund is not easy. This short guide of about 6300 words will take you through trusted resources to choose funds suitable for your needs, depending on your age and income profile, risk appetite, financial goals and willingness to stay invested for longer periods. The best part is there are several mutual fund schemes which have given the investors the opportunity to save on income tax, and also offered attractive growth in the form of an effective compounded return of over 25%. With this guide you will soon start investing in the mutual funds like a pro, and enjoy the benefits available to only a few investors. While following the mutual fund route, you will also eliminate the risk of buying on hunches or buying on unsound advice, which can lead to loss of your capital. This starting guide is recommended for those who always wanted to invest in mutual funds but didn't know how to proceed. It will help those mutual fund investors who made wrong choices earlier and want to have a 'do it yourself' guide. It will protect you from the pitfalls of large investments in new fund offers.

• Language: English
• Publisher: Madhusudan Sohani
• Release date: Apr 22, 2018
• ISBN: 9781386428350

Madhusudan Sohani

The author, Madhusudan Sohani, is a master’s degree holder in Physics and Business Management from India. He has also studied Computer Management and Operations Research. A life member of the All India Management Association (www.aima-ind.org), he worked for a non banking finance company from 1977 to 2003, and has a concurrent teaching experience of over thirty two years from 1985 to 2017. He is an honorary trainer for forty two years with an NGO for the youth. He is also a corporate trainer in field of personal investment and retirement planning. As a contributor to educational videos on www.youtube.com, several of his educational videos on operations research are available for public viewing.

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Who should invest in equity mutual funds?

This article is for you if are an Indian citizen and you fall in any one of these categories.

You are interested in getting compounded annual returns ranging from 10% to 50% or more from equity investments in the Indian Market.

You are a long term investor, have patience and are willing to wait for 3 years or longer for the growth in investment to materialize.

You wish to retire early and still want to take care of your monetary needs post retirement.

You want future financial stability and are willing to abide by some financial discipline today.

You find that your earlier decisions on investment have not yielded the desired results and you have burnt your fingers in speculative deals based on unsound advice.

You have dabbled in the share market and accepted the tips to make quick money and have lost your capital.

You want to get effective returns higher than the inflation rate.

You have depended on fixed deposits in banks and companies and are worried about falling returns there-from, month after month, quarter after quarter.

You have no or little knowledge about share market investments and still want to benefit from the growth associated with some handpicked sound shares chosen up by experts.

You have tried and failed in other investment avenues such as land, housing, bullion, spurious Multi Level Marketing (MLM) schemes, crypto-currencies

This article will take you through the entire gamut of Indian mutual funds, the do’s and the don’ts of mutual fund investment in a simple and lucid manner, without losing sight of essentials. 

The author of this article is a corporate trainer and teacher of mathematical subjects at the graduate level and has attempted to filter the myriad world of Indian mutual funds to give you just the required tools which you can use in a 'do it yourself' manner. They will give you the required skills to decide on your own the best mutual fund which will meet your individual needs. While it will