#MoneyConscious Student

By The Debt Free Guys

#MoneyConscious Student is an eBook that helps high school and college students prepare for and manage their finances for college and other post-secondary school. This quick and fun read gives students tips to raise money to further their education and manage their money while in school. This eBook is great for students who need help to pay for school and for those with plans to graduate without a mountain of debt to pay off.

• Language: English
• Publisher: The Debt Free Guys
• Release date: May 13, 2014
• ISBN: 9781310484445

The Debt Free Guys

The mission of the Debt Guys is to help each person become Money Conscious resulting in eliminating their debt, living a debt free life and empowering them to achieve financial success by virtue of the universal principles discovered by us through our own financial mistakes, victories and professional training. Despite having had thirteen years of experience working in financial services between the two of us, we were financial messes. We were two thirty-something professionals with $51,000 of combined credit card debt, living in a basement apartment. After reaching our rock-bottom, we made the decision to not continue on the road we had been for so long. Now we're out of debt and this blog is to help others reach that same goal. David now has seventeen years of experience in financial services working in mutual fund and the institutional side of the brokerage industry. He holds a degree in International Business, is Series 7, 66, 9 and 10 licensed. John Schneider now has thirteen years of experience in financial services in both retail and institutional investing. He carries a Master’s Degree in Business Administration and is Series 7, 63, 9, 10, 66 and 24 licensed. David and John have been together for over ten years and live in Denver, CO. They love to travel, enjoy wine and being with family and friends.

Book preview

#MoneyConscious Student

By

John R. Schneider, III

of

The Debt Free Guys

Edited by Joseph Anderson, Madison Feeley,

Meghan Feeley and Mackenzie Feeley

Published by John R. Schneider, III at Smashwords

Copyright 2014 John R. Schneider, III

Smashwords Edition, License Notes

This eBook is licensed for your personal enjoyment only. This eBook may not be re-sold or given away to other people. If you would like to share this book with another person, please purchase an additional copy for each recipient. If you’re reading this book and did not purchase it, or it was not purchased for your use only, then please return to your favorite eBook retailer and purchase your own copy. Thank you for respecting the hard work of this author.

Table of Contents

Introduction

Dedication

Acknowledgement

Becoming #MoneyConscious Student

Goals

Financing College

Hope for the Best, Plan for the Worst

Advanced Placement Courses

Grants and Scholarships

Government Grants and Scholarships

Institutional Grants and Scholarships

Essay Contests

Employer Reimbursement

Tuition Reimbursement Fail

Tax Credits

Working during PSS

Join the Military

Testing-Out

Managing Post-Secondary School Expenses

Be Sure

Be Reasonable

Community College

Satellite Campuses

In-State Colleges

Be a Money Conscious Student

Budgeting

Credit Cards

Conclusion

#MoneyConscious Student Check Lists

Introduction

Through our own financial journeys and professional experiences, we’ve come to the conclusion that most people go through their financial lives unconscious. Many don’t understand how their spending, saving and investing habits, or lack thereof, affect them. Whether because of disillusionment from never-ending stock market crashes and Wall Street scandals or because it’s simply too hard, many aren’t aware of what is going on in the economy and financial world around them. This makes achieving financial success and independence next to impossible. Our goal with the #MoneyConscious Series is to re-engage people and make economics and finance easier and more enjoyable to understand.

#MoneyConscious Student is our first book in the #MoneyConscious Series. We started with students because we believe the skyrocketing cost of college tuition is one of the greatest long-term threats to the U.S. economy. #MoneyConscious Student discusses ways students can financially prepare for post-secondary school, manage their finances while still in school, and explore alternatives to four-year colleges. #MoneyConscious