Crystal L. Ratcliff lives in Kansas with her husband and two children. They are active members in their local church and serve in a variety of areas. Crystal enjoys opportunities t...view moreCrystal L. Ratcliff lives in Kansas with her husband and two children. They are active members in their local church and serve in a variety of areas. Crystal enjoys opportunities to minister to ladies through speaking at ladies meetings and writing devotionals for a ladies newsletter.view less