The author is an ex-banker of a nationalized bank named Allahabad Bank and has served in various capacities as senior manager. His tenure in the rural / semi urban / urban & metro branches has brou...view moreThe author is an ex-banker of a nationalized bank named Allahabad Bank and has served in various capacities as senior manager. His tenure in the rural / semi urban / urban & metro branches has brought him face-to-face with the abject poverty and sturdy and stupendous problems of the poor & unemployed people especially of the rural masses.view less