The author and his family never went on vacation to Cancun, the Carribeans or owned a flat screen TV. Wasn’t living high on the hog, but found himself in more than $300K in debt. Working for the Go...view moreThe author and his family never went on vacation to Cancun, the Carribeans or owned a flat screen TV. Wasn’t living high on the hog, but found himself in more than $300K in debt. Working for the Government, he was just trying to live. After placing a debt free plan into effect, he and his family slowly climbed out of the debt hole and in 3 years, were debt free and in 5 years, was able to pay cash for their home.view less