Ghazali PH Kho has a background in chemistry, management and leadership, and conducts his modest life founded on universal virtues, ethics, and morals embracing prudence and frugal...view moreGhazali PH Kho has a background in chemistry, management and leadership, and conducts his modest life founded on universal virtues, ethics, and morals embracing prudence and frugality, and abandoning extravagance and wastefulness.view less