Steven M. Ayer is a Managing Director and CIMA ® with Strata Wealth Management at Hightower Advisors. Steven has offices in both Harrison, NY and Mystic, CT. Strata Wealth Manageme...view moreSteven M. Ayer is a Managing Director and CIMA ® with Strata Wealth Management at Hightower Advisors. Steven has offices in both Harrison, NY and Mystic, CT. Strata Wealth Management, a wealth advisory practice, recently joined Hightower Advisors, having departed from one of the main Wall Street firms in February of 2010. Strata joined Hightower, which has now become the largest Registered Investment Advisor in the country because of its focus upon fiduciary responsibility and enhanced capabilities, both of which are superior to any other Wall Street firm or RIA. Steven has been in the financial industry for the last 16 years, having graduated from Southern Connecticut State University with a major in Finance in 1994. Steven provides advice on many different financial matters surrounding one’s portfolio and financial life in his day job. Therefore, it has been a natural progression for him to release this set of principles that he uses to help him make better choices, not only at work, but in life in general. These Quotes, Thoughts, and Actions have been a true blessing to him. They have been instrumental in helping him overcome the many challenges of life along with those that accompany a financial advisory practitioner in the midst of one of the worst economic/market environments in the history of the United States.view less