READER QUESTION
Q I don’t know much about life insurance, but I’m wondering if I need it. How does it work?
A Life insurance pays out a lump sum or regular payments when you die, giving your dependants financial support after you’ve passed away. The amount of money that’s paid out depends on the level of cover you buy. For more information on the different types and what to consider, including whether you need life insurance cover, visit moneyhelper.org.uk.
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