READER QUESTION
Q How do penalty points on a driving licence affect car insurance premiums?
A All penalty points, no matter how few, mean you’re likely to pay more for your car insurance policy, warns . How much more will depend on the number of driving endorsements you’ve accumulated and the seriousness of the offences. In some cases, providers may even refuse to cover you. For more information, including tips on how to reduce the cost of cover even with points on.