SMALL Changes for Big Results, by award-winning financial planner Warren Ingram and global clinical and consulting psychologist Marc Rogatshnig, provides clear steps to take control of your finances.
The book contains real-life case studies of people who overcame financial difficulties, and highlights the small steps they took to change their lives.
No matter what your income level or financial background, lasting change begins with small, consistent actions, taking small, cumulative steps towards meaningful behaviour change. By identifying with their stories, you can adopt similar strategies.
This is not an exhaustive list of profile types and you might recognise yourself or people you know in a combination of these.
The underspender
“I don’t want to spend money because I worry that I will run out one day.” The underspender holds on to money – preferably cash. They fear their money will disappear, or get spent or even stolen, and they have a profound dread
