the start of Canada’s worst wildfire season on record, our insurance provider informed us that they wouldn’t be renewing the coverage for our home in Atlin, B.C., a small, rural town and cottage country to neighbouring Whitehorse. We’d recently built a new house on our property and were told that it would be no problem to add it to our existing policy. However, when it came time to move in, the insurer balked, asking us to confirm our postal code more than once, which made me wonder if their reluctance had something to do with our rural location. It was early June and already wildfires had burned more than 50 times more acres than the 20-year average for that time of year. No amount of protesting (or outright begging) would change the insurer’s minds. I frantically began calling brokers and filling out applications online, knowing that if a wildfire broke
