HE in Hoxton for the grandchildren was such a lovely thought. A £500,000 nest egg in bricks and mortar will give them some security in this febrile jobs market. But… the little darlings don’t really need it yet and it seems a pity to have such a sum sitting there when you could have fun with it now. After all, wouldn’t they prefer to have a fulfilled and happy grandparent than having to be grovellingly grateful? Probably not, but why take the risk? Why not turn sensible, worthy bricks and mortar into liquid cash and go a little bit crazy? Let’s assume you have given generously to charity and helped your family in other ways. If the earth really is melting or Putin’s finger is hovering menacingly over the nuclear button, surely this is the moment to seek instant rather than delayed gratification. At least you’ll have some great bedtime stories to tell your offspring’s offspring, even if their job prospects in London look less assured.
