Last week I looked at collective investment performance over the last quarter and 12 months. Today I dig down into long-term returns, over 20 and 10 years, to the end of September. After all, this is why we invest: to benefit from compounding over long periods. All return data was supplied by ProfileData.
First, we need to consider inflation, because, if you haven’t beaten that, your savings have eroded over time. Over 20 years, Consumer Price Index inflation has averaged 5.1%, according to the Inflation tool website. Over