Woman

Stepping out of THE RED

Understanding finance and how to budget and manage our money is a life skill most of us weren’t taught before entering adulthood, and while it might make us yawn, it’s a crucial part of today’s world, especially with the current cost-of-living crisis. Half of Brits are in debt, with the average person owing almost £4,000, and a third of working families could not afford to pay their rent or mortgage for more than a month if they lost their job – meaning they could be one pay cheque away from losing the roof over their heads.

It can happen, as we put countless amounts on credit cards and take out loans, and

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