Pick Me Up! Special

Your dilemmas

Do I need to seek out help?

Each month I’m dipping into my overdraft, using my savings and working to live. I don’t know how I’m going to be able to keep going. I’m at the point where I’m anxious and I think I need to seek out a loan, should I do it? Katie, Ipswich

YES

Pick Me Up! reader Yasmin from Newcastle says:

If you feel like you can’t manage then yes you should seek out a loan. But you need to do your research.

Can you ask a family member or trusted friend for an IOU instead? Or use a credit card where you can transfer money to this for

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