BANKING Michelle Baltazar
Credit cards are back with a vengeance. Monthly purchases reached a record high of $33.5 billion in January, according to the latest report from the comparison site Finder. There are more than 13 million credit cards in circulation, with one in four Aussies admitting they can’t manage their finances without one.
While misuse and mismanagement of a credit card can lead to a downward spiral of indebtedness, there are some things you can do to avoid
